Stay in a hotel for a year.

Wang Sicong doesn't buy a house, not because he can't afford it, but because he thinks more about the investment value. He has publicly stated that the current housing price seems unreasonable, renting a house is more suitable for young people and rigid demand, and it is foolish to spend all parents' savings to buy a house. It is better to rent a house than to be heavily in debt.

Wang Sicong believes that the rental/sales ratio of a city should be considered when choosing to rent or buy a house. It is appropriate to rent and sell the house (1:200) within a reasonable range, whether as an investment or not. But if the price is too high, it is very unnecessary. For example, Shanghai Jinmao Tower covers an area of 95 square meters, with a unit area of 95,000, and the monthly rent is 1.5 million. Each pass 157 yuan. The rent-to-sale ratio is 1:605. This means that it can be rented without interruption after purchase, and it can be paid back after 50 years (regardless of the conversion of net present value). Not only Shanghai, but also Beijing. In the case of high housing prices (higher than the actual housing demand), renting a house is obviously a better choice.

Pan Shiyi, a real estate tycoon, said many years ago that the house is enough now, but the house price has not decreased, and young people still don't want to buy a house first. Ma Yun, founder of Ali, also said that "the house price in the next eight years is like chopped green onion" and has always advised contemporary young people not to buy a house first. Ma Yun doesn't want to see young people's dreams "bound" because of the house. The house is valuable, but the dream is priceless. Instead of buying a house and becoming a "house slave", it is better to "rent a house" and leave funds to realize your dreams.

The views of these bosses can only be used as a reference. As for whether to buy a house in real life, we should judge it according to our own situation. A house is for living, not for "speculation". I hope that in the near future, the house can truly be "only living without speculation" and people who want to buy a house can afford it.