What does public liability insurance include, specifically?

Public liability insurance refers to the financial compensation liability for the victim that should be borne by the injurer according to law as a result of the injurer's faulty behavior in public places that causes damage to the person or property of others. The constitution of public liability is based on the premise of being legally responsible for financial compensation, and its legal basis is the civil laws of various countries and various related separate laws and regulations. In addition, in some places that are not public activities, if the public suffers damage in the place that should be the responsibility of the causer, it can also be attributed to public liability. Therefore, there is a risk of public liability accidents in various public facilities, factories, office buildings, schools, hospitals, shops, exhibition halls, zoos, hotels, hotels, theaters, sports venues, and engineering construction sites. The owners, operators and managers of these places need to take out public liability insurance to pass on their responsibilities.

Worry-free for owners - Public liability insurance is a third-party liability insurance. As an owner or manager, purchasing public liability insurance is a kind of protection to protect the owner when an accident occurs to a third party. , managers can share losses and risks for themselves.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance