What's the difference between a house and a serviced apartment?

Well, the difference between a house and a serviced apartment is that the house has 70 years of property rights, with a down payment of 35% and a loan of 30 years. The benchmark loan interest rate of serviced apartments is 40 to 50 years, and the water and electricity consumption of serviced apartments will be more expensive, so it is impossible to settle down and divide schools. The down payment ratio is 50%, the loan can only be 10 years, and the loan interest rate will rise 10%.