Traditional Culture Encyclopedia - Hotel accommodation - Which institutional lending institution in Nanning is good?
Which institutional lending institution in Nanning is good?
You can go to Zhongan Xinye for consultation.
Professional and formal credit company, free of mortgage and guarantee.
Address of Nanning Branch: Room 2036, Jinyuan cbd Building, No.63 Jinhu Road, Qingxiu District, Nanning, Guangxi.
Online application address: www.zac.cn/applytwo.aspx
Second, which is better for Nanning civil servants' loans?
You can apply at the local bank.
Application conditions:
1, Chinese mainland residents aged 18;
2. Have a stable address and work or business place;
3. Have a stable source of income;
4. Without a bad credit record, the loan cannot be used for stock trading.
5. Requirements of banks.
Processing flow:
1, to local banks or lending institutions.
2. Prepare various materials required for the loan;
3. Face-to-face signing of banks or lending institutions;
4. The bank examines the qualifications of the lender;
5. Approved and successful loans.
3. What is the handling process of Nanning real estate portfolio loan?
Nanning portfolio loan processing flow
1. The borrower applies for housing provident fund loans to the real estate credit department of CCB in all districts and counties with a copy of the house purchase contract and the developer's housing sales license, ID card, housing provident fund savings magnetic card and seal (if the husband and wife use housing provident fund loans, they must also bring a marriage certificate or other proof of the relationship between husband and wife) and fill out the Application Form for Personal Housing Provident Fund Loans (Combined Loans).
2. According to the information provided by the borrower, the loan bank examines whether the borrower meets the loan conditions, calculates the loan amount and determines the loan term. After examining the borrower's application, the loan bank signs a loan contract and a mortgage contract (or a pledge contract without housing guarantee) with the bank.
3. After the loan contract is signed, there are two ways to guarantee the housing provident fund loan (portfolio loan) to the relevant departments. The borrower can choose any one of them according to his actual situation. The borrower can pledge its own, * * own or third-party property, bank certificates of deposit and other securities recognized by the lending bank, and the borrower will keep the securities in the lending bank.
4. Where does Nanning want to borrow money?
Recommend the bank's online loan channel to you; If you have a China Merchants Bank card, you can log in to mobile banking, click My-All-Loan-I want a loan, and try to apply for a "lightning loan" through this interface. The maximum loan amount of "lightning loan" is 300,000 yuan, and the minimum loan amount is 1 1,000 yuan; Your specific limit will be verified according to your business situation in our bank. You can check it after your application is successful.
There are two kinds of lending time of lightning loan, and the arrival time is different under different circumstances:
15 minute loan: after some customers submit the application for "lightning loan", the system can automatically complete the loan approval within 5- 10 minute, and notify you of the loan approval result by SMS. If the loan is approved, the system will automatically release the loan immediately;
T 1 day loan: after some customers apply, T 1 day will call 0755-888 15555 to verify the authenticity of the loan. After confirming the information, the loan will be arranged as soon as possible. Please keep your cell phone on and wait patiently (_ _).
If the loan amount is not large, and you have our credit card, the amount is sufficient and the card status is normal, you can try to borrow cash in advance.
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