Where can I change RMB into foreign currency in Singapore and Malaysia?

UnionPay card is definitely more cost-effective than MasterCard, and the handling fee is relatively low. Different banks charge in different ways, ranging from 15 yuan to RMB in 30 yuan. You can call the bank to ask.

I suggest you go to the ATM of the local bank with UnionPay logo to withdraw money. Machines in banks are relatively safe, and ATMs in consumer places outside are not safe for local people.

In other words, I failed to withdraw money from the ATM in Times Square in Kuala Lumpur in June, but my information was stolen and thousands of dollars were stolen. I am still in contact with banks, UnionPay and police stations.

The exchange rate between RMI and SGD has been changing recently. I suggest you take an appropriate amount of SGD in Singapore and then come to Malaysia to get RMD. One is that there is no high exchange rate, and you take out too much. The other is that there is too much cash around, which is not safe in Malaysia. There are not many thieves here, but many robberies. Although local people talk about crime, they all think it's because there are too many foreign workers.