Traditional Culture Encyclopedia - Hotel accommodation - Is it useful for users of Meituan merchants to surrender their insurance?

Is it useful for users of Meituan merchants to surrender their insurance?

Is it useful for Meituan merchants to cancel insurance?

Just like the freight insurance for Taobao shopping, you can get a refund if you buy cancellation insurance and book a hotel, but the money for cancellation insurance is gone, and 90% of the money for booking a hotel is returned.