Traditional Culture Encyclopedia - Hotel accommodation - How to handle the five risks of the hotel?
How to handle the five risks of the hotel?
Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Endowment insurance, medical insurance and unemployment insurance are all paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises (there is no unified national payment rate), and individuals do not need to pay. It should be noted here that "five risks" are legal, but "one gold" is not.
How to pay five insurances and one gold for the hotel? How much did you pay?
1. Endowment insurance: At present, the contribution ratio of endowment insurance is: unit 2 1% (all included in the overall fund) and individual 8% (all included in the personal account).
2. Medical insurance: medical insurance payment ratio: 9% for the unit and 2% for the individual+3 yuan.
3. Unemployment insurance: Unemployment insurance payment ratio: 2% for the unit and 0/%for the individual;
4. Work injury insurance: the unit pays 0.5% for you every month, and you don't have to pay a penny yourself; Work-related injury insurance determines its work-related injury rate according to the industry scope divided by the unit, which is between 0.5% and 2%;
5, maternity insurance: the unit pays you 1% every month, and you don't have to pay a penny yourself;
6. Housing provident fund: proportion of housing provident fund deposit: according to the actual situation of the enterprise, choose the proportion of housing provident fund deposit. But in principle, the maximum shall not exceed 10% of the average wage of employees.
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