What's the use of high sesame credit score?

After Tianji.com IT News Channel enjoys riding a bike free of deposit, Ant Financial announced another benefit today: sesame has a credit score of over 600 points, and you can borrow KFC umbrellas free of deposit in rainy days. It is understood that this benefit is provided by KFC Suzhou for the first time and is expected to be extended to other places in the future.

How much sesame credit do you have now? What are the benefits of sesame credit score?

get a free ride

Free deposit charging treasure

According to public statistics, since March this year, * * * has obtained five financing within 10 days, with capital inflow of 300 million. Well-known institutions such as Sequoia Capital, IDG and Jinshajiang Venture Capital have achieved good results. * * * Enjoy the fiery charging treasure, and Sesame Credit has played a great role. Users with sesame score above 600 can borrow charging treasure without deposit. If the credit score is below 600, they need a deposit of 100 yuan to rent it. After the charging treasure is used, the deposit can be withdrawn and returned to the account at any time.

Unicom calls first, then pays.

Credit visa

Users with sesame score above 750 can apply for a "credit visa" in Luxembourg through Ali Travel. When Sesame Credit applies for a Luxembourg visa online, according to the situation of each applicant, users can pay less information such as proof of assets. The better the credit, the less materials the applicant submits. The materials that can be submitted less may include employment certificate, income certificate, household registration book, copy of ID card, payment voucher for air tickets and hotels, etc. On the e-sign platform of Ali Travel "Go", users can apply for a Singapore visa if their sesame score is higher than 700, without providing employment certificate, personal information form, household registration book, copy of ID card and other materials.

Free deposit hotel accommodation

On 20 15, "Ali Travel" launched the "Credit Accommodation" hotel service plan based on Sesame Credit. Users with more than 600 points can enjoy services such as "zero deposit" when booking a hotel. The new rental platform "Little Pig short rent" has also joined Sesame Credit, providing 600-point deposit-free check-in service. Up to now, nearly 5,500 hotels in China have joined the "credit check-in" program, including high-end hotel groups such as Shangri-La, Starwood and Radisson, as well as budget hotel groups such as Home Inns, Pudding and Yi Bei.

Of course, the use of sesame credit points is definitely more than the above points. Sesame Credit removes the traditional "deposit" threshold, and both parties to the transaction can screen out better merchants or service targets only according to the credit score. I have to admit that this new credit system has really brought many changes to our lives.

Related Q&A: Related Q&A: What's the use of sesame credit score? I believe everyone has used Alipay. Alipay and WeChat are both called national wallets. Because of their innovative payment methods, paper money has become a digital circulation, which has greatly changed the shopping and payment methods of China people. More importantly, it is called one of China's four modern inventions by foreign students. Anyone who has used Alipay may know that there is another thing called Sesame Credit. What exactly is sesame credit? How to use it? It's of little use. Let's talk about it today.

For this question, I believe many people know sesame credit, but what is it? How to calculate the score? I don't think everyone knows. Sesame Credit is an independent third-party credit reporting agency under Ant Financial. Sesame credit score is the comprehensive processing and evaluation of massive information data by Sesame Credit, which mainly includes five dimensions: user credit record, behavior preference, performance ability, identity characteristics and personal relationship. Based on Alibaba's e-commerce transaction data and Ant Financial's internet financial data, Sesame Credit has established data cooperation with public institutions and partners such as Public Security Network. Different from traditional credit data, Sesame credit data covers credit card repayment, online shopping, transfer, financial management, water, electricity and coal payment, rental information, address relocation history, social relations and so on. Wow, isn't this sesame credit particularly powerful? In fact, it is also powerful. It doesn't matter whether there is credit or not, and it doesn't matter what Alipay says. It's your call. As long as you are honest and trustworthy, you can get high marks and have high credit.

What can sesame credit score do?

Some people in this place may say that it is none of my business whether sesame seeds are high or not. What's the use? I won't tell you what sesame credit score is for, but you can recall that you bought a car and a house, right? One of the necessary materials for buying a car and a house is the central bank's credit report, which is all your credit records in the bank. As long as there is a record of dishonesty, buying a house and buying a car is basically impossible. Sesame credit score refers to the practice of national credit reporting, relying on Taobao online consumption, Alipay payment behavior and Ant Financial Service behavior, and collecting data from the government and financial system, and using the massive information of big data to analyze everyone's business behavior credit score. 20 16 China everbright bank launched sesame credit to rate customers' credit. As the basis of online card issuance and risk control, you said that sesame credit is not strong enough and has little effect. It is no exaggeration to say that without credit, it is difficult to move.

So what's the use of sesame credit for us? Besides proving a person's credit, Sesame Credit can do many things:

1. Credit is free of deposit.

Living in a hotel, riding a bike, driving a car, borrowing a charging treasure and taking an umbrella, you must have experienced a deposit, right? Although the deposit is not much, it is really troublesome and needs to be refunded. If you have a sesame credit score, then all deposits can be exempted. Sesame credit will guarantee you, and you will be exempted directly.

1. Hotel accommodation is free of deposit, rounds and queues. Check in with credit, not afraid of delay, leave the hotel and go directly, which is convenient and fast. Two words: handsome.

2.*** Enjoy car deposit reduction and avoid repeated mortgage. * * * Car enjoyment is a popular mode of travel at present, but the deposit is a long-standing problem. Every mortgage and refund is troublesome. After using credit to avoid mortgage, the problem of high deposit and difficult refund is really solved.

3. The car rental deposit is reduced and the procedures are more convenient. Have you ever thought about renting a car? I want all kinds of documents. I have to wait a month to return them. It's not illegal. This is a troublesome word. I wanted to rent a car. If I look at this trouble, I can even look at it. Don't worry, use sesame credit, take the key and leave.

4. Rent deposit reduction to rent purchasing. Do you want to use a commodity, but you don't want to buy it? What should I do? Rent it, with a deposit of several thousand dollars. What should I do? Sesame credit is free of deposit, your hobby is not discounted, and your wallet continues to swell.

5. Space is limited. Please open Alipay directly for the remaining credit exemption.

Second, credit comes first.

Have you ever envied Malcolm going directly to the doctor and paying afterwards? Have you ever thought that the new apple will experience satisfaction before paying? Have you ever thought about taking a taxi online and paying when you get home? Sesame credit will help you achieve all this.

6. If you buy an order from 0 yuan by credit, you can try it for 7 days for free, and then pay after you are satisfied. Everything you buy is bought by 0 yuan, and it will be decided after 7 days' trial, so that you will no longer pay the bill impulsively, and you will no longer be allowed to shop and eat dirt. If you are not satisfied, return it directly. If you are satisfied, send the big bag directly to your hand. The Party is neither good nor bad. At this point, credit purchase has solved the shopping impulse of many boys and girls in adolescence and paid the price of eating soil.

7. Credit medical care, pay after medical examination first, and there is no need to queue up for online appointment. Every year, you have to have a physical examination, and you have to pay money first, run up and down, where to line up here, and go to the hospital once, you can figure out the whole hospital structure. How tired you are. Make an appointment directly with sesame credit, without queuing, and the physical examination results will be said first. I will pay the fee slowly when I have time. Two words: worry.

8. Help each other, and 0 yuan will join us, and the fee will be deducted first, with a maximum compensation of 300,000 yuan. Are you afraid of getting sick? Afraid of cancer? I believe everyone is afraid, and what I am more afraid of is that I have no money to see a doctor. In order to solve the problem of being seriously ill and having no money to see a doctor, Sesame Credit Qi Xin made concerted efforts to gather everyone's strength and help each other, and launched the "Mutual Aid Treasure". If a person is sick, everyone will share 0. 1 yuan, and put it away to protect you 100 from serious illness, which does not conflict with medical insurance and commercial insurance at all. When writing this place, the tender statement thought it was really a good thing and decided to write an article to study this mutual treasure. )

Third, the benefits of special credit.

Can I enjoy membership treatment without applying for membership? Maybe you haven't heard of it. Sesame credit can do it.

9. Eat, drink and be merry, and then pay the membership fee. No, it can be reduced. Membership discount is only for members, and you must apply for a card in advance. So many businesses can't do it, and many cards are easy to drop. The key is whether they can return the money, but the money went into the pockets of the merchants. If you use sesame credit, you can pay the membership fee later and save as much as you can. Do you think what you save is eating, drinking and having fun, and then you pay the membership fee, so you can reduce it? Membership discount is only for members, and you must apply for a card in advance. So many businesses can't do it, and many cards are easy to drop. The key is whether they can return the money, but the money went into the pockets of the merchants. If you use Sesame Credit, you can pay the membership fee later and pay as much as you can. You think what you save is what you earn? Ha ha laugh

10. Charging pile, charging first and then paying, not recharging. Now there are more and more charging cars, and the country says that fuel cars will not be sold in a few years. Driving an electric car, there is no electricity, so you can only charge it first, which is more troublesome. It is mutually beneficial to use sesame credit, and it can be recharged without recharging. Save worry and trouble.

1 1. Communication, free of advance deposit, can be overdrawn. 5G is here, and the 5G package is here. It is very troublesome to pre-store the phone bill to access the network. You can use Sesame Credit to handle the card directly, and you can overdraw it without pre-deposit. You don't have to worry about forgetting to charge and stop.

Fourth, credit is fast.

If you want to go abroad to play, you need a visa and economic proof, and the processing period is long. It is troublesome to go abroad to play tax refund, and there are many procedures. You take things back to sell, but you are worried that the other party will not pay. All this is solved by Sesame Credit. Do it quickly with credit, and it will be in place immediately.

12. Credit recovery, online quick evaluation, collecting money before delivery. Recycling goods online is afraid of false testing, being replaced, and not giving money. In short, it is not at ease, and not everyone is contractual like Luo Yonghao, and they will pay back the money they owe. What should I do? Sesame credit allows you to collect money in advance. Two words: rest assured.

13. Visa, no economic proof, make an appointment in advance. You must have gone abroad. You must have applied for a visa. Please don't. You also need proof of financial resources. If you go out, you won't come back. Now the sesame visa report can replace the financial proof, without going to the bank, which saves trouble. Can be called a good helper to go abroad.

14. International tax refund, personal tax refund. You always have to buy something to take back when you go abroad, and three friends and four friends also share foreign goods. However, tax refund is really a difficult problem. People don't know the language and procedures, and they all have the impulse to give up the tax refund, but it is also a lot of money. Use sesame credit, don't queue up, use Alipay to pay directly to Alipay, and you can call for a refund without meeting, which is more reliable than not meeting for approval.

Verb (abbreviation of verb) credit finance

Modern society is a society of finance and credit. How much spare money does anyone have? What if they have no money and want to spend? Sesame credit is on the scene again.

15. The reserve fund will be received immediately and returned automatically within one week. 500 yuan petty cash is always by your side, which solves the embarrassment that you have no money to go shopping and eat, of course, when the consumption amount is too large.

16. Credit consumption, which will be paid back next month, is also very long and interest-free. Credit loans can be borrowed at any time, calculated by the day, without worrying about usury.

Seeing this, you certainly didn't expect a small sesame seed to have so many uses. It not only marks your high credit, but also brings you all the conveniences of food, clothing, housing and transportation. After reading the article, go and see how many credit scores you have. If you have more than 700, congratulations, you can be unimpeded all over the world. Oh, this cow is blowing up, you can be unimpeded all over the country, and you are no longer afraid of your mother's worry!