How is it that the newly purchased housing in Guangzhou can only be transferred after two years?

On the 30th, official website and Guangzhou municipal governments issued the Notice of the General Office of Guangzhou Municipal People's Government on Further Strengthening the Regulation of the Real Estate Market, requiring households to obtain the real estate license for two years before they can transfer ownership or go through the production analysis procedures. For applicants who divorced due to housing loans in 1 year, banking financial institutions will implement the credit policy of 1 house owned by residents in this city; The registered employees in this city have paid in full 1 year or more, and the non-registered employees in this city have paid in full for more than 2 years before they can apply for housing provident fund loans.

The original text of the notice is as follows:

Notice of the General Office of Guangzhou Municipal People's Government on Further Strengthening the Regulation of the Real Estate Market

District People's governments, municipal government departments, directly affiliated institutions and relevant units:

In order to maintain the stable and healthy development of the real estate market in our city, with the consent of the Municipal People's Government, we will further strengthen the regulation of the real estate market as follows:

The first is to strengthen the housing purchase restriction policy.

(1) Houses (including newly-built commercial houses and second-hand houses, the same below) newly purchased by residents' families (new purchases refer to those purchased from the date of implementation of this circular) shall be transferred or analyzed two years after obtaining the certificate of immovable property rights; Enterprises, institutions, social organizations and other legal entities (hereinafter referred to as legal entities, the same below) must obtain a certificate of immovable property rights for three years before they can be transferred.

(two) the housing gift to others, must be over 2 years before the purchase of housing again; Those who accept housing gifts must comply with the current purchase restriction policy of this Municipality.

(3) Non-local registered households are restricted to purchase (including donations) 1 house in Conghua and Zengcheng District.

The second is to strengthen the differentiated housing credit policy.

In order to prevent and control the credit risk, after studying the self-discipline mechanism of market interest rate pricing, the differentiated housing credit policy in Guangdong Province is adjusted as follows:

(1) For applicants for housing loans within one year after divorce, banking financial institutions shall implement the household credit policy of 1 apartment in this Municipality.

(II) For borrowers who are adults, unemployed, have no fixed income and the repayment funds come from other borrowers, banking financial institutions should further tighten the housing loan conditions and implement the credit policy of 1 house owned by households in this Municipality.

(3) The registered employees in this city have paid in full 1 year or more, and the non-registered employees have paid in full for more than 2 years before they can apply for housing provident fund loans.

Third, strengthen the management of commercial real estate projects.

(a) commercial services (business and office, the same below) real estate projects should be developed, constructed, sold and used in strict accordance with the planned purposes, and may not be changed to residential purposes without approval.

(two) real estate development enterprises to build commercial real estate projects, the minimum division unit shall not be less than 300 square meters, does not meet the requirements, the planning department shall not approve. If a real estate development enterprise changes a commercial real estate project into residential use in violation of the plan, once verified, it will be dealt with severely according to relevant regulations.

(three) real estate development enterprises to sell service houses, the sales target should be legal entities; The commercial service house purchased by a legal entity shall not be used as a residence, and shall be transferred to the legal entity when it is transferred again. Before the implementation of this notice, the purchased commercial service property can be transferred to a legal entity or individual; Individuals can not transfer the real estate license again until they have obtained it for 2 years.

Fourth, strengthen the supervision of the real estate market

(a) real estate development enterprises should be clearly marked in strict accordance with the pre-sale permit filing price, and have signed a subscription agreement, and shall not increase the price or increase the price in disguise.

(two) the real estate agency shall inform the parties in writing of the real estate control policy before the house transaction and sign it; Do not instruct or assist the purchaser to forge the certification materials to defraud the purchaser's qualification, do not instruct or assist the parties to sign a "yin-yang contract", do not force the parties to choose their designated financial institutions or accept financial services, and do not provide or recommend illegal financial services such as "down payment".

(III) To assist the purchaser in forging certification materials, fabricating market transactions, publishing false data, creating market panic and disturbing the order of the real estate market, the qualification of real estate development enterprises shall be cancelled, the pre-sale permit shall be cancelled, the real estate agency shall be cancelled until the business license is revoked, and the legal responsibilities of other parties shall be investigated according to law.

(four) led by the housing and urban-rural construction departments, joint development and reform, land planning, finance, industry and commerce, the people's Bank of China, banking supervision and other departments to carry out regular on-site and off-site inspections of real estate development enterprises, intermediaries and banking financial institutions. Reporting telephone number: 12345.

This notice shall come into force on March 3, 20 171day.

Guangzhou Office of the People's Government

March 30, 1965 438+07