Zunyi Property Ownership Certificate Handling Process and Expenses

Legal analysis: 1. How to add the real estate license?

(A) No housing loan processing process

1. Bring the originals and copies of the three certificates (marriage certificate, ID card and real estate license).

2. When you go to the real estate trading center in the area where the house is located, first inform the staff of the real estate trading center that you are here to apply for the real estate license to add your spouse's name, fill in the husband and wife real estate agreement, and the window staff will review the submitted materials. If the materials are complete, they will give you a number and then take it to the relevant window.

3. Registration fee for real estate license: 80 yuan/set, and 20 yuan/certificate for number drawing. If you succeed in 20 days, you can get a new real estate license.

4. You can set a password for the new real estate license, and the real estate trading center will inform you of an initial password, which can be changed later.

Housing loan procedure

1. Go to the bank to go through the mortgage change formalities first.

2. Name-adding fees for real estate licenses: In addition to the above fees, some banks will also charge name-adding fees. If it is a pure provident fund loan, you need to pay an extra fee of 100 yuan; If the loan is a combination (provident fund+commercial loan), it shall be paid to 200 yuan separately.

3. Other steps are the same as "having a house without a loan".

(3) Not married or not directly related by blood.

If you are not married or have no direct blood relationship, you need to add your name to the real estate license. The situation will be much more complicated, because it will be regarded as a house sale. The main process is:

1. The main reason for renaming the real estate license is the need to change the name of the house. The sale and purchase need to go through the formalities of selling the house and pay the relevant taxes.

2. Then the buyer and the seller bring the original and photocopy of ID card, household registration book, marriage certificate, tax payment certificate, contract and real estate license, and they can transfer the ownership. If one party doesn't go, it will go to the notary office to do the entrustment.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 209 The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.

Natural resources owned by the state according to law may not be registered.

Article 210 The registration of immovable property shall be handled by the registration institution where the immovable property is located.

The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be stipulated by laws and administrative regulations.

Article 211 When applying for registration, the parties concerned shall provide the ownership certificate, real estate boundary and area and other necessary materials according to the different registered items.

Article 212 A registration institution shall perform the following duties:

(1) Examining the ownership certificate and other necessary materials provided by the applicant;

(two) ask the applicant about the registration matters;

(three) truthfully and timely registration of related matters;

(4) Other duties as prescribed by laws and administrative regulations.

If the relevant information of the real estate applied for registration needs further proof, the registration agency may require the applicant to supplement the materials, and may inspect it on the spot if necessary.