How much is the sesame credit deposit-free for the auto company?

If the sesame score reaches 650, you can use CAR Inc without deposit. CAR Inc specializes in providing car rental services for users. Usually, this kind of rental service requires a certain deposit. However, as long as the authorized user inquires about the personal sesame credit score and the sesame credit score reaches 650, there is no need to pay the deposit fee when using CAR Inc ..

Sesame Credit is a third-party credit evaluation and credit management organization under Ant Financial Services of Alibaba Group, aiming at building a simple, equal and inclusive business environment. The organization uses leading technologies such as cloud computing and machine learning to objectively present the business credit status of individuals and enterprises, and is widely used in many business scenarios such as leasing, shopping, business travel and local life, so that businesses can provide more convenient services for more users.

2065438+2005,65438+200510.5, People's Bank of China issued a notice, allowing eight institutions to make preparations for personal credit reporting, which is regarded as a signal that China's personal credit reporting system is expected to open to commercial organizations, among which Tencent Credit Reporting and Sesame Credit are among them.

According to Sesame Credit, whether institutions or others want to inquire about Sesame Credit Score, they must obtain the authorization of users themselves, and the credit evaluation is presented directly in the form of score to protect the specific credit information and privacy of individuals.

In order to facilitate users to know the credit level of friends around them, Sesame Credit has set up a small game similar to "Credit PK", which can compete with friends for credit. If the other party authorizes the consent, you can also directly check the sesame score of the other party.

During the public beta, Sesame Credit has negotiated cooperation with its partners in various fields such as car rental, renting, marriage and visa. , and will provide experimental services soon. For example, in the future, users will get a certain sesame score, and it is expected that there will be no need to pay a deposit for renting a car and staying in a hotel. Online shopping can be tried before buying, and there is no need to apply for a deposit certificate when applying for a visa.

20 16 In May, China Everbright Bank announced that it had formally cooperated with Sesame Credit, a subsidiary of Ant Financial, and introduced the whole product system of Sesame Credit. After obtaining the authorization of users, Sesame Credit will be used for reference as the basis for online card issuance and risk control.

Sesame products such as Sesame Credit Score, Information Verification Service (IVS) and Industry Concern List have been applied to the risk control system of Everbright Credit Card as pre-lending products.

Sesame Credit will not collect personal information such as users' chats, text messages and phone calls, nor will it collect and track users' comments on social media. Even with the authorization of users, only the necessary and effective data of various dimensions related to economic credit evaluation are collected.

Unless otherwise stipulated by laws and regulations, the collection, collation, processing and output of user information, whether it is Sesame Credit or a third-party cooperative organization, must be authorized by the user. Without the authorization of the user, neither Sesame Credit nor the partner can call the user's data.

All data are calculated by scientific scoring model, and there is no manual contact. The system will also automatically desensitize sensitive data through operating rules.