What's the difference between a serviced apartment and a residence? You will understand after reading it.

How many years is the property right of serviced apartment?

The nature of land use determines the property right nature of serviced apartments:

Commercial service land: the service life is 40 years, and the corresponding property right life is 40 years.

Office and comprehensive land: the service life is 50 years, and the corresponding property rights are 50 years.

Residential land: the service life is 70 years, and the corresponding property rights are 70 years.

Most serviced apartments sold in the market are of office or commercial nature, with only forty or fifty years of property rights. Moreover, many 70-year-old serviced apartments are residential, not commercial, and are the objects of purchase restriction.

Second, the transaction tax of serviced apartments

When buying a serviced apartment, the tax is similar to that of an ordinary house, but once it is transferred, the tax will be much higher.

Take a set of serviced apartment with a total price of 6.5438+0.5 million yuan (the invoice value of the house purchased 6.5438+0 years ago is 6.5438+0 million yuan), and you (the seller) need to pay the transfer tax of 277,000 yuan when transferring.

Taxes payable by the seller include:

1. VAT: business tax is levied on the difference between the transfer price and the purchase price. Business tax payable: (tax core pricing-purchase price) ÷( 1+5%)×5.65%.

2. Stamp duty: tax core pricing × 5/ 10000.

3. Land value-added tax: 30%-60% of the difference (calculated by 30% this time).

4. Personal income tax: (core tax pricing-reasonable expenses) *20%

The specific calculation method is: (10.5 million-1 10,000) ÷ (1+5%) × 5.65%+10.5 million× 0.05%+10.5 million× 30.

Ordinary houses only have deed tax (less than 90 square meters or the first suite has deed tax concessions), individual tax (only five years exemption) and value-added tax (two years exemption).

Three. Live in a serviced apartment

1, high hydropower property

Because apartments are usually built in the city center or bustling commercial areas, and apartments are commercial houses, the cost of commercial water and electricity is 2-3 times that of ordinary houses. On the whole, property fees and utilities are relatively expensive.

2. Bad lighting

The ratio of household type is small, and there are more households on each floor. Some developers will not consider the problem of sunshine, so some rooms have insufficient light and poor lighting, which makes the indoor light dim. Turning on the lights during the day will consume a certain amount of electricity and generate extra consumption.

3. Good property services

In addition to the property management of general apartments, the service mode of hotel management is also introduced. Hotel-style apartments pay attention to comfort, functional completeness, service and structural rationality. Complete facilities, high grade, can provide star-rated hotel-style living environment and property management for housing. Matching, serviced apartments should meet the standards of 24-hour elevator and 24-hour hot water.

Fourth, the policy of restricting purchases and loans.

1. The purchase restriction policy is aimed at houses. Hotel-style apartments are commercial in nature, and there are no restrictions on purchases or loans. The down payment ratio is required to be more than 50%, and the loan period should not exceed 10 year.

2. Most urban houses have a limited purchase policy, which limits the number of purchases. At the same time, those who have more than three sets of loans may not apply for loans. The down payment for the first suite is 30%, and in some cities it can be as low as 20%.