Are there any money-saving tips that professionals know?

Today, let's share the money-saving skills of credit cards. Many people can't think of it. Credit cards can actually save money. Let's have a look.

First, the rational use of credit card interest-free period

The longest interest-free period of a general credit card is 50 days. If this interest-free period is used reasonably, the interest on credit cards can bring a lot of income every time. This interest is paid by the bank, and you don't have to pay a penny yourself. This is the first and most important way to make good use of credit cards to save money.

2. Credit card rights of different banks

For example, I am using the I Platinum Credit Card of CITIC Bank. If I swipe my card for more than 299 yuan three times a month, I can enjoy the right of redemption for nine times. This right can be exchanged for Starbucks, McDonald's, KFC and other benefits. The rights and interests of this credit card are different for different banks and different types of credit cards.

3. Some credit cards with overseas characteristics

For example, some time ago, I applied for an overseas credit card named Pufa American Platinum Express upstart card. This card can enjoy a 50% discount in cooperative restaurants designated by Japan, Thailand and some Southeast Asian countries, and the discount is very strong. And most importantly, using this credit card in consumption abroad is free of handling fees and currency conversion fees. For example, if you spend money abroad with a domestic card, it will help you to change it into dollars first. If you spend money in Japan, it will convert it into dollars.

4. High-end credit card rights

Many people actually ignore the rights and interests of high-end credit cards, thinking that high-end credit cards are things that rich people will do, and high-end credit cards are used to spend money rather than make money. In fact, many high-end credit cards contain benefits far higher than their annual fees. For example, PUFA's Platinum American Express Card, the annual free rights add up to far more than the annual fee of the card itself. For those in need, playing high-end credit cards can save a lot of money every year.

Ok, that's enough for sharing credit cards today. I hope this answer will help you!