Can I stay in the hotel by credit card?

How should I get a deposit when I swipe my card at the hotel?

First of all, the answer is as follows

1. When you check in, the deposit is pre-authorized, the list is the same, the printed transaction method is different, and there are words like pre-authorization or the like.

2. After pre-authorization, the available amount will be reduced by 800 yuan.

3. When the final settlement is made, the pre-authorization will be cancelled automatically, and you need to swipe your card again. If the printed transaction method is consumption or transaction or the like, the quota will go up.

Second, the explanation is as follows.

1. Paying the hotel deposit by credit card is done through pre-authorization of credit card. The so-called credit card pre-authorization refers to the transaction in which the card issuer or its agent confirms the permitted frozen amount before the deduction of the special merchant. In other words, merchants such as hotels can swipe a credit card pre-authorization when the cardholder checks in, which will occupy the original credit card limit, and then settle the credit card pre-authorization when the cardholder leaves the store.

2. If the cardholder has other expenses in the hotel, and it is confirmed that this expense will be paid by credit card, the hotel will deduct a certain amount from the frozen pre-authorization amount according to the actual consumption situation. If the amount is not enough, it will be deducted from the credit card limit. The above process is called pre-authorization to complete the transaction.

Extended data

approve

The merchant and the bank confirm that the credit card is valid and contact the bank for authorization according to the contract signed with the issuing bank. Authorization is the amount that can be used to further prove the identity of the cardholder. Authorization is generally carried out when the usage specified in the contract is exceeded.

After receiving the authorization notice, the issuing bank will issue an authorization instruction according to the balance of the cardholder's deposit account and the agreement that the bank allows overdraft, and reply whether to agree to the transaction.

Refer to Baidu Encyclopedia Credit Card

Why do I have to pay a deposit when I swipe my China Bank credit card at the hotel?

When staying in a hotel, some hotels will take the deposit as part of the hotel fee, and some hotels will charge customers the full hotel fee without clearing the deposit. The specific collection method is subject to the merchant.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

The pre-authorization of credit card swiping hotel is not thawed in time, which is so harmful.

Many card friends who travel and stay in hotels during holidays will use the credit card pre-sale right to pay the deposit, but they forget to cancel the pre-authorization in time after settlement, which brings a lot of trouble to their credit cards. Mr. Wang from Hubei forgot to cancel the credit card pre-authorization after staying in the hotel. As a result, the credit card was invalid because the pre-authorization occupied the credit limit. Let's have a look.

What does the hotel mean by pre-authorization?

As we all know, credit card pre-authorization is a kind of prepayment method similar to deposit.

When applying for pre-authorization in the hotel, the bank will freeze part of the credit card amount according to the requirements of the merchant as a guarantee for the cardholder's consumption in the merchant, that is, a deposit.

How to cancel the pre-authorization of the hotel?

The cardholder swipes the pre-authorization in the hotel, and it is best to cancel the pre-authorization after leaving the hotel. There are generally two ways: active logout and automatic logout.

1, active cancellation means that when the cardholder leaves the hotel, the hotel makes pre-authorization settlement to pay the consumption amount through the POS machine, and the cardholder automatically cancels after swiping the card, and the unused amount is automatically returned to the cardholder's account, and the cardholder needs to repay the consumed amount.

2. Automatic cancellation means that the cardholder pays the room rate by other means after leaving the hotel, but does not apply to the merchant for cancellation of the pre-authorization, so the pre-authorization will not be revoked voluntarily, but will be automatically revoked within 30~45 days, and the frozen amount will be restored after cancellation.

It should be noted that the risk of automatic cancellation of pre-authorization is great, because during the cancellation period, some unscrupulous merchants will initiate pre-authorization settlement on their own, and they will deduct money from the frozen quota. In this case, the bank can't refuse, so repeated deduction will bring losses to itself.

The above is the introduction of "pre-authorization of credit card hotels", and I hope it will help everyone. In short, the cardholder must initiate the pre-authorization settlement in time when leaving the hotel, or cancel the pre-authorization to avoid causing economic losses to himself.

Is it appropriate to swipe a credit card at the hotel?

Benefits:

1.

Credit cards usually have points,

2.

Since the landlord used the credit card, he must know that the credit card is equivalent to interest-free deferred payment and stayed in the hotel first.

Pay in a few days, why not? Just remember to pay back on time.

3.

If it's a luxury hotel, say several thousand yuan/night,

Don't mind going on stage,

Better meet your++needs.

4.

Staying in the hotel is registered with the real name of the ID card, and no cash consumption can be avoided.

The problem of personal information disclosure

Finally,

Credit cards are not only suitable, but also better than cash.

5.

Can I use a credit card when I stay in a hotel?

You can brush it and bring the UnionPay standard.

Credit card consumption refers to a settlement method in which customers use financial accounts, Peony Smart Card E era, Peony Smart Card, Peony International Card, Peony Credit Card, Peony Credit Card and various co-branded cards to make credit card payments, and the money is deducted from relevant bank cards.

Operation guide

1. Credit card: Provide the cashier with a bank card and enter the password. Online payment needs to go to the bank to open mobile banking or online banking shield.

2. Inquiry: You can easily inquire about credit card consumption details through online banking and telephone banking. For customers with credit cards and wealth management account cards, some banks will also provide you with statements every month, so that you can see the accounting situation at a glance.

Benefits:

1. Credit cards generally have points.

Since the landlord uses a credit card, he must know that a credit card is equivalent to interest-free deferred payment. He stays in a hotel first and pays in a few days. Why not? Just remember to pay back on time.

3. If it is a luxury hotel, such as several thousand yuan/night, it will better meet your++needs if you don't mind staging.

4. The hotel is registered with the real name of the ID card, and there is no problem that cash consumption can avoid the disclosure of personal information.

To sum up, credit cards are not only suitable, but also better than cash.

Can I ask the hotel to refund the overpaid money by swiping a credit card at the hotel?

Of course. According to the provisions of the Consumer Consumption Law of the Civil Code, if you spend a lot of money by swiping your card at the hotel, you can apply to the hotel for refund with the invoice. If the hotel does not return, you can apply for legal proceedings.

So much for the introduction of hotel credit cards.