What are the benefits of Alipay becoming a gold account?

At present, the membership level of Alipay includes two levels, namely "ordinary account" and "gold account". What is the growth point of Alipay mainly based on the growth point of its members? The growth point is the standard to measure the level of Alipay members. When members pay with Alipay, and the single payment amount is ≥ 10 yuan, they can get the growth point (maximum 150 points per day). The growth points obtained by different transaction amounts are different. When the growth point accumulates to 1500, he can light up and become a "golden account", and enjoy the privileged services provided by Alipay after lighting up. Upgrade rule: when the growth point of a member is ≥ 1500 points, it can be lit as "golden account". Downgrading rule: After the gold account is lit for half a year, it will be converted into a growth point. When the converted growth point is less than 1500, it will be downgraded to an ordinary account. Growth point calculation rules Growth point calculation rules Growth point calculation rules: Alipay member growth point = historical growth point *0.7 Schematic diagram of growth point calculation rules within the validity period What is historical growth point? Refers to the growth point obtained before the latest conversion date multiplied by 0.7 after conversion. What is the growth point within the validity period? Refers to the growth point from the previous conversion date to the next conversion date. When is the conversion date of the growth point? Check my conversion date refers to the date when the historical growth point is multiplied by 0.7, and it is converted every 6 months. The conversion date is initially the registration time of your Alipay account. If the gold account is lit, the last lighting date shall prevail. Example: the growth point of Xiaohong 20 10 on February 8th was 1600 (> 1500 points), which belonged to the vip account. Xiaohong's gold account was opened on February 8, 2009 (calculated once every six months), so August 8 and February 8 of each year are Xiaohong's conversion days. From February 8, 20 10 to August 7, 20 10, Xiaohong only got 200 growth points. By August 8, 20 10, Xiaohong's growth point was (1600 200) * 0.7 =1260 (