How to use the rebate voucher of Guangfa Dolly Platinum Card?

Spend money in Didi, Starbucks, Meituan, Alipay, WeChat and other channels every month and get corresponding rebates. From the 4th to the end of each month, rebates will be converted into rebate coupons, which will be automatically deducted when they are consumed by Didi, Starbucks, Meituan and other channels.

China Guangfa Bank Li Duo Credit Card

1. Guangdong Development Bank Dolly Credit Card is a gold card, and the credit line will generally be between 10000-50000 yuan, depending on the cardholder's personal qualifications and financial situation. The validity period of the points is the same as that of the card, and the interest-free repayment period is 26-56 days. The annual fee collection policy is 180 yuan/year. Free of annual fee in the first year, and free of annual fee in the following year if you swipe your card six times a year.

2. Card rights and interests:

(a), the new house ceremony

Within 93 days after the card issuance date (including the card issuance date), the cardholder will have the opportunity to get the 1 30 yuan electronic coupon (Meituan Takeaway/Didi Express) if he spends 2 cents per month and each transaction is ≥99 yuan.

(ii) Discounts

If China Guangfa Bank Dolly Credit Card meets any of the following conditions in the current month, it can accumulate rebates for spending on WeChat/Alipay/Starbucks/Didi/Meituan in the next month; Guangfa Dolly Platinum Card can only accumulate 200 rebates per month, while Guangfa Dolly Gold Card can only accumulate 100 rebates per month.

1, the principal of a single consumption installment is ≥ 3,000 yuan (the number of installments is not limited);

2. The installment principal of a single total bill is ≥ 3,000 yuan (the number of installments is not limited);

3. Accumulated overdraft withdrawal in the current month is ≥ 3,000 yuan and exceeds 10 days (subject to the withdrawal date).

Precautions for credit card use:

1. Pay attention to two dates: bookkeeping date and repayment date.

Generally, the repayment date is 20 or 25 days after the bill date, with the longest interest-free period and the shortest interest-free period.

2. Credit card information protection.

The three key information on the face of a credit card: card number, expiration date and CVV code, affect your card security, especially CVV code, which is as important as password. It is recommended to cover CVV code with correction fluid or sticker, and some people are even worse. Scrape off the CVV password with a blade and remember these three numbers.

3. Diligently handle credit cards, in order to avoid annual fees; Only when the repayment is made on time can the amount be withdrawn.

Generally, you can avoid the annual fee by swiping your card six times. So be sure to pay the annual fee. In addition, we can increase the credit card limit by swiping more cards and swiping frequently. At the same time, being able to repay on time and maintain a good credit record is also a way to improve the credit limit. Moreover, it is also very convenient to pay without a card for mobile phone POS, which belongs to online consumption. Combined with daily offline consumption, a variety of combinations are used.

4. Use credit cards carefully.

Credit card installment interest is very high, even if it is interest-free, the installment fee is not cheap, so use it carefully and don't let the bank earn a dime! Of course, except for those who can't repay the credit card arrears on time under special circumstances, except for those who want to increase the credit card limit as soon as possible.