What's the difference between an apartment and an ordinary house? Can I buy an apartment when buying a house?

The differences between apartments and ordinary houses are: different property rights, different property rights, different living comfort, different lighting conditions and different settlement regulations. It is best not to buy an apartment when buying a house.

First, different property rights:

1. The property right of this apartment is 40 years.

2. The term of residential property right is 70 years.

Second, the water and electricity charges are different:

1, the residence belongs to civil residence, and the water and electricity charges are charged according to the civil water and electricity standards;

2. The apartment belongs to commercial housing, and the water and electricity charges are charged according to the commercial water and electricity standards. In the long run, the water and electricity expenditure of residential buildings will be at least half less than that of apartments.

Third, the living comfort is different:

1, the general residence is two stairs, three or four households, with few people, which will not bring trouble to travel and is more private.

2, and the apartment is generally two stairs and ten households, or even more, the staff is not only numerous but also chaotic, and the safety and privacy can not be well guaranteed.

Fourth, the lighting conditions are different:

1, some apartments have no windows in the bathroom and kitchen, and the balcony is also an inner balcony, so the lighting conditions are not very good.

2. According to the design code of residential buildings, residential buildings must meet the sunshine, lighting and other related conditions, so most of the current residential buildings are bright kitchens and bathrooms, and the lighting conditions are naturally much better than apartments.

Five, the settlement provisions are different:

1. The apartment is a commercial project built on commercial land and cannot be settled.

2. If it is residential, according to the different requirements of different regions, as long as certain conditions are met, buyers can go through the settlement procedures.

The shortcomings of the apartment

1, low property rights. The apartment has low property rights. Because apartments are commercial land, the property right is generally forty or fifty years, while the property right of ordinary houses is 70 years.

2. The cost of living is higher. Apartments are commercial land, so electricity, water and property fees in daily life will be paid according to commercial standards, and the cost of living will be higher.

3. High down payment. To buy an ordinary house, you can use the provident fund loan. 30% down payment for the first suite and 40% down payment for the second suite. The apartment is not limited to purchase and loan, but you can't use provident fund loans, and the down payment is 50%.

There are many restrictions on supporting facilities. For the sake of safety, many apartments can't cook with an open flame, so they can only cook with induction cookers and microwave ovens. In addition, apartments can not be settled, nor can they enjoy the school district housing facilities in this area.

The above contents refer to Baidu Encyclopedia-Apartment and Baidu Encyclopedia-Ordinary Residence.