Why do hotels use credit cards?

Excuse me, why can the hotel only pay the deposit by credit card, but not by debit card?

Credit card deposits are pre-authorized transactions. As long as a sum of money is locked from your credit card account (for example, 1000), your credit limit will be reduced accordingly 1000. At checkout, the pre-authorization is cancelled, and the locked 1000 yuan is unlocked, and your available line is increased by 1000 yuan. Then swipe your card according to your actual consumption. Pre-authorized bank 1000 will automatically transfer to the hotel if the account is not settled after a certain period of pre-authorization.

However, debit cards can only be traded in real time and directly credited to hotel accounts, which are non-refundable.

Why do I need a credit card to book a hotel online?

Because the credit card can use the security code for pre-authorization business, the pre-authorization amount of the credit card is temporarily frozen, which is equivalent to having paid the advance payment, so that the hotel can ensure that the room will not be vacant because the passengers have not checked in.

Why do I need a credit card to stay in a hotel?

Credit cards are more convenient and can be pre-authorized. After you check out, they can tidy up the room and finally check out.

Why can't I book a hotel directly through online banking and use a credit card instead?

Because online banking payment is direct consumption, credit card payment is pre-authorization, which occupies a certain credit limit, but there is no consumption in fact, and you can only spend it when you actually arrive at the hotel.

Although many debit cards can be pre-authorized now, hotels generally use credit cards to pre-authorize online guarantees because some procedures between banks and hotels are more troublesome.

So much for the introduction of why hotels use credit cards.