Credit card blacklist, is staying in a hotel affected?

Those who are not recognized by the court as untrustworthy executors have no effect on staying in the hotel.

The people's court has clear regulations on "faithless people" to limit the high consumption of faithless people. For example, it is forbidden to take soft sleepers on planes and trains. This is a joint disciplinary mechanism established by the Supreme People's Court in cooperation with the Central Civilization Office, the Ministry of Public Security, the the State Council State-owned Assets Supervision and Administration Commission, the China Banking Regulatory Commission, the State Administration for Industry and Commerce, the Civil Aviation Administration of China and China Railway Corporation.

Relevant persons of the central bank said that there is no "blacklist" in the Credit Information Center of the People's Bank of China. Credit center only collects and displays customers' credit information objectively, and does not make any comments on customer information. The credit center only provides personal credit reports for commercial banks to refer to when approving customer loan applications. Whether customers can finally get loans depends on the loan approval results of commercial banks.

It is understood that commercial banks have different standards of influence on bad credit records. If loans overdue reaches a certain number of times, it will refuse the loan or raise the loan interest rate. But the specific standard depends on the degree of risk judgment of the bank.

Extended data:

Personal credit data "T+ 1" is a credit information collection method of personal credit information system, which was launched on April 1 1. Personal credit information system has the ability to support commercial banks to submit data the day after the credit business changes (T+ 1). According to statistics, more than 80% of personal credit data in the credit information system are updated the next day.

Regarding the retention period of bad information records, the central bank responded that the retention period of bad information in the credit information system is 5 years from the date of termination of bad behavior or events. This means that bad records will be kept for 5 years from the date when customers pay off debts, and then they will be deleted. It can be seen that the personal credit record is still maintained for 5 years and has not been upgraded to 7 years.

CCTV-Central Bank: The Credit Information Center does not have a "blacklist" but only provides personal credit reports.