What are the advantages and disadvantages of WeChat payment point?

First, the rent is free. You can rent * * * charging treasure, * * * umbrella, * * * earphone, * * * stroller, scenic equipment, medical equipment and so on for free.

Second, stay free and support OTA reservations, hotels, homestays, etc.

Third, smart retail supports unmanned containers and unmanned stores.

Fourth, enjoy first and pay later, entertainment equipment, network car, express delivery, etc. , support payment after placing an order first.

Disadvantages of WeChat payment point:

Wechat payment score itself is a reflection of your personal credit. When you default in other credit institutions, Tencent will definitely realize that there is something wrong with your personal finance, and naturally lower your personal WeChat payment score accordingly, thus avoiding unnecessary losses. That is restrictive for swindlers, not so easily deceived, and there is no guarantee that they will always be easily deceived.

Wechat payment score is a comprehensive score of personal credit, which is obtained by evaluating identity characteristics, payment behavior, credit records and other information to provide users with a simpler and more convenient lifestyle. At present, the WeChat payment point has been officially launched and fully opened to the outside world. In the future, WeChat payment points will comprehensively enrich more usage scenarios in life.

Wechat payment consists of three core dimensions: identity characteristics, that is, personal real name information; Consumption characteristics, that is, consumption and other behaviors related to using WeChat payment; Compliance history, that is, performance related to using WeChat payment. For merchants, WeChat payment points provide four functions: risk judgment ability, reward and punishment ability, message reminding ability and deduction ability to reduce the bad debt rate of merchants.

According to reports, WeChat payment users can rent hospital wheelchairs and accompanying beds for free, so that patients and their families in pain can avoid the process of asking, filling in information and paying deposits, and use all kinds of medical equipment more conveniently. In addition, users can also use the WeChat payment point to use the recycling bag and express recycling bag for free. By encouraging users to recycle environmental protection bags, we can reduce the consumption of packaging in shopping, cultivate users' awareness of environmental protection and help the cause of environmental protection.