Scope of application of smart cards in Shanghai

Application scope of smart card in Shanghai:

Covering transportation, finance, education, enterprises and institutions, retail and other fields, providing convenience and services to the public.

Smart card is a kind of smart card, which can be used in various fields and industries. Smart cards are also widely used in Shanghai.

First of all, smart cards have been widely used in the transportation field. In Shanghai's public transportation system, such as subway, bus and ferry. Smart card can be used as an electronic payment method, which is convenient for passengers to swipe their cards in and out of stations or vehicles and realize a fast and convenient ride experience.

Secondly, smart cards are also widely used in the financial field. Banks and financial institutions in Shanghai provide smart cards as debit cards or credit cards to facilitate citizens to conduct various financial transactions, such as withdrawals, deposits and transfers. In addition, smart cards can also be used to pay utilities.

Besides transportation and finance, smart cards can also be used in other scenarios. For example, some schools, enterprises and institutions in Shanghai use smart cards as employees' work permits to realize functions such as access control and attendance. Smart cards can also be used for membership cards or discount cards in shopping malls, supermarkets and other retail places, which is convenient for consumers to enjoy various discounts and points.

In short, smart cards are widely used in Shanghai, covering transportation, finance, education, enterprises and institutions, retail and other fields. With the continuous development of technology, the application field of smart cards will be further expanded, providing more convenience and services for citizens.

Smart card is an intelligent transportation card, which is widely used in Shanghai's public transportation system. It can be used in Shanghai subway, bus, tram and other means of transportation. The application scope of smart card includes subway lines, bus lines and tram lines in the city. It is convenient and quick to pay the fare with smart card, which eliminates the trouble of queuing to buy tickets. At the same time, smart cards can also enjoy some special benefits, such as transfer discount and free bus transfer. When using a smart card, please keep it properly to avoid loss or damage. If you need to inquire about the specific use regulations or handle related business, you can go to the nearby subway station, bus service center or designated business outlets for consultation.

Legal basis:

Measures for the supervision and administration of credit card business of commercial banks;

Chapter VI Business Risk Management

Article 93 Commercial banks should establish and improve the operational risk prevention and control system and emergency plan for credit card business to effectively prevent operational risks. The following risky assets shall be directly classified into corresponding categories:

(1) Once the risky assets caused by the fraudulent use of credit cards by cardholders are confirmed, they are directly classified as suspicious or loss.

(2) Risk assets caused by internal crimes or internal and external collusion crimes shall be directly classified as suspicious or loss.

(3) Risk assets caused by system failures and operational errors should be directly classified as suspicious or loss.

(4) Risk assets that have not been repaid after signing the personalized installment repayment agreement are directly classified as secondary or suspicious.