How to recommend Minsheng Credit Card?

Minsheng credit card application skills

Work for more than 1 year: the longer you join the current company, the more stable your job will be. If you join the company for more than 1 year, you will get a big bonus.

Providing a fixed telephone: providing a fixed telephone reflects the stability of the applicant's life from the side. In addition, it is recommended to fill in the company fixed telephone number and home telephone number.

The card receiving address is the unit: the card issuing address is a very small detail, so it is recommended that you choose to mail it to the unit. Because if you choose to send the card to the company, Minsheng Bank will think that you are stable in this company, which will also help you to apply for the card smoothly.

Don't just fill in the after-tax income for the annual salary: the higher the annual salary, the stronger the economic strength, and the stronger the spending power and repayment ability. Minsheng Bank usually welcomes such applicants. Therefore, when filling out the application form, you must include your year-end bonus, holiday expenses and other hidden benefits, and fill in the pre-tax income.

The recommender should fill in the holder of the bank's high-end card: many applications of Minsheng Bank need to fill in the recommender or contact person. At this time, if you fill in a colleague with a high-end card of Minsheng Bank, on the one hand, you can prove that you have a good popularity in the company, and on the other hand, you can give yourself extra points with the credit of this colleague.

Which Minsheng credit card is worth doing? Recommend some entry-level livelihood cards!

China Minsheng Bank's credit card is not prominent among many banks, not as famous as China Merchants Bank and not as active as Shanghai Pudong Development Bank.

However, the credit card activity of Minsheng Bank is one of the favorites of the Wool Party.

First, the basic knowledge

1, Minsheng Credit Card accounts are consolidated, just like China Merchants Bank. Even if you apply for 100 Minsheng Credit Card, there is only one account, only one bill is issued, and repayment is only returned to any card.

The advantage of account merging is that it will not pollute personal newspapers. At the end of last year, the old drivers who had been engaged in Minsheng UnionPay 62 activities for several months understood.

2. There are basically no points for online payment of Minsheng Credit Card, and most life scenes for offline payment have points.

Attention, come on, MCC didn't score.

Minsheng credit card points are usually valid for 3 years.

3. Minsheng's credit cards include Puka, Gold Card, Standard Platinum Card, Luxury Platinum Card, American Express Centurion Platinum Card, Diamond Card, Unlimited Card and American Express Centurion Black Gold Card.

Gold card: every year in 300 yuan, spend one sum within two months after issuing the card, free of the first year, and swipe the card five times or 1, free of the annual fee for the next year;

Standard Platinum Card: 600 yuan every year, spend one sum within two months after issuing the card, and the accumulated points can be spent 18 or more than 50,000 yuan in the current year, and the annual fee is exempted in the following year;

Luxury platinum and above is a rigid annual fee.

Second, some entry-level credit cards.

1, people's livelihood in Carne

This is Hua Dan Jr., who is in charge of people's livelihood. No matter what activities, he is indispensable.

Main activities: 1 points grab a Starbucks mug electronic coupon.

The activity is valid until September 30, 20 17, with a 99% chance of renewal.

2. Minsheng Automobile Card

I think this is the best credit card for people's livelihood, especially the standard platinum card for cars, with the highest cost performance.

Main activities:

Gold card: if the monthly integral consumption reaches 1.500 yuan, give 1 yuan to wash the car twice and return 5% of the fuel fee (the highest 50 yuan is 1.000 yuan);

Bidding: If the monthly integral consumption is over 2,500 yuan, give 4 car washes 1 yuan, and return 8% of the gas money (maximum 100 yuan, need to refuel 1.250 yuan);

Bai Hao: If the monthly integral consumption reaches 3,000 yuan, give 4 car washes 1 yuan, and return 15% of the gas money (the highest 200 yuan needs to refuel 1.335 yuan).

It's very convenient to refuel now. Don't miss it if you have a car.

Why is the Minsheng Car Card so worth recommending?

Because it is not limited to gas stations, 554 1, 5542, etc. Can participate.

3. Minsheng White Strip Co-branded Card

Main activities:

The activity lasted until the end of February 20 18.

Three. Livelihood activities

1, people's livelihood activities are the first to promote "people's livelihood daily"

The activity lasts until May 20th, 20 18. The most valuable things in people's livelihood every day are food stamps on Friday and movie tickets on Saturday.

During the period of 2.912-165438+10.7, every Tuesday (10:00-23:59), the customer of Minsheng Credit Card successfully made a transaction with Minsheng Credit Card JD.COM in JD.COM Mall (PC and mobile), and paid 200 yuan and.

Each cardholder is limited to one discount per day.

3.165438+1October14-65438+1October 2, every Tuesday (10:00-23:59), Minsheng Credit Card customers are in JD.COM Mall (PC and.

Each cardholder is limited to one discount per day.

There are many small activities that I won't list one by one.

What kind of credit card should Minsheng Bank handle?

Question 1: Which card is better for Minsheng Bank? It is recommended to apply for Minsheng Card Youth. If the bank withdraws cash for free, the points on Sunday will double. The first year is free of annual fee, and the second year is free of annual fee by swiping the card three times (unlimited amount). At present, it is the main credit card promoted by people's livelihood, and it has the most preferential activities.

Question 2: What kind of credit card should Minsheng Bank use? Minsheng Bank credit card can be divided into white diamond series, standard card series, official card series, women's flower series, featured theme series, department store series, air travel series, automobile series and club series.

Minsheng Credit Card and Minsheng Credit Gold Card, which are suitable for ordinary consumers, enjoy discounts on booking air tickets and hotel services, as well as exclusive car road rescue.

Suitable for women who love shopping, Minsheng Women's Flower UnionPay standard card: every Thursday is the special consumption day of "Women's Flower Card", and consumers who can accumulate points on that day will enjoy double points exclusively; If you swipe your card to buy a plane ticket, you will get a high aviation accident insurance. The insurance coverage of the same level card is the highest in the industry, reaching a maximum of 6.5438+million yuan. High security is also beneficial to accompanying spouses and children.

Minsheng auto credit card suitable for car owners: if the monthly consumption reaches 1500 yuan, 5% of the fuel consumption in that month will be refunded, and the monthly limit will be 50 yuan. Cardholders can also get a car wash fee of 1 yuan after reaching the consumption threshold of returning gas money in the current month.

Question 3: What kind of credit cards does Minsheng Bank handle with a higher quota? Platinum card, of course. The amount of luxury platinum card is relatively high, but the amount depends on the financial proof provided in your name at the time of application, such as real estate license, car driving license, work income certificate, etc. The more financial certificates, the higher the pass rate and the higher the card approval amount.

Question 4: Which credit card of Minsheng Bank is easy to use, and the benefits in the card are better! If there are some value-added services, you can use the standard platinum card!

Question 5: Which credit card of Minsheng Bank works well? Minsheng credit card is the best one among all credit cards at present. First, there is no handling fee for withdrawing cash. Other banks are between 1%-3%.

Secondly, after opening the card, the points are very high, and there are 60,000 points for spending 3,000 yuan. You can exchange them for good gifts.

And the amount is very high, but the disadvantage is that the number of outlets is a little less than that of the four major state-owned banks.

Question 6: What kind of ordinary credit cards does Minsheng Bank have now? Last year's IN card was the best, so it was still marked with white.

Standard platinum 18 times free of annual fee.

5W starts at a maximum of 20W.

In Cary, it's not bad to be free of annual fees.

Question 7: How many types of credit cards are there in Minsheng Bank? When you enjoy the convenience brought by credit card overdraft, do you know how to pay back the money in the future? Now some credit cards have opened up as many as eight or nine repayment methods. You can choose a time-saving and money-saving method according to your own needs. When you choose a credit card, the convenience of repayment should also be a key factor to consider. Therefore, Financial Link summarizes the repayment methods of credit cards in various banks for you, hoping to help you.

1. Counter cash repayment

It means that the cardholder deposits cash into the credit card account at the counter of each business outlet of the issuing bank before the due repayment date.

2. Counter transfer repayment

Refers to the cardholder's current savings or debit card, personal settlement account, personal check, etc. It will be held at the issuing bank before the due repayment date, and the repayment will be transferred to the credit card account at the counter of each business outlet of the issuing bank.

3. Automatic Deposit Machine (CDM) repayment

It means that the cardholder inserts the credit card into the CDM machine of the issuing bank before the due repayment date and deposits cash for repayment.

4. Bank ATM repayment

It means that the cardholder holds the debit card of the issuing bank and uses the transfer function to transfer the repayment to the credit card account on the ATM of the issuing bank before the due repayment date. Note: the ATM third-party transfer function must be opened in advance for the card of China Merchants Bank. Please bring your ID card and one-card account to any branch of China Merchants Bank.

5. Inter-bank transfer/remittance repayment

It means that the cardholder repays the credit card account by transfer or remittance at the counter of other banks before the due repayment date, which is divided into two services: inter-bank transfer in the same city and remittance in different places. It should be noted that the date of repayment in this way is based on the actual date of receipt, and the repayment person should handle it a few days in advance to avoid overdue accounts.

6. Inter-bank ATM repayment

It means that the cardholder's debit card transfers the repayment to the credit card at the ATM with the "UnionPay" logo in other banks before the due repayment date.

7. Automatic repayment

It means that the cardholder chooses the current savings account or debit card account opened in the issuing bank as the repayment account of the credit card, and selects the repayment amount (full repayment or minimum repayment), and the issuing bank will automatically transfer the money from the designated account to the credit card account for repayment on the due repayment date. To handle automatic repayment, you need to open this function at the issuing bank's business outlets or through telephone banking. As a debit card with automatic repayment account, the name and ID number of the ID card used when opening an account must be exactly the same as the ID card that opened the credit card. In order to ensure the normal repayment, please prepare enough deposits in the repayment account before the due repayment date. If the balance is insufficient, all the balance in the account will be transferred out for repayment. The insufficient part needs to be repaid by other means.

8. Telephone bank transfer repayment

It means that before the due repayment date, the cardholder dials the customer service hotline of the issuing bank and transfers the funds in the current account or debit card of the issuing bank to the credit card account by means of transfer, so that the repayment can be easily made. To use this service, you need to go through the opening formalities at the issuing bank's business outlets first.

9. Online bank transfer repayment

It means that the cardholder logs into the issuer's online bank before the due repayment date and transfers the funds in the issuer's current account or debit card to the credit card account to facilitate repayment. To use this service, you need to go through the opening formalities at the issuing bank's business outlets first.

10. repayment of interbank deposits in the same city

Credit card customers of Shanghai Merchants Bank can repay their credit cards in RMB in eight joint-stock commercial banks (China Merchants Bank, Shenzhen Development Bank, China Guangfa Bank, China Everbright Bank, Huaxia Bank, China CITIC Industrial Bank, Fujian Industrial Bank and Minsheng Bank) participating in the "over-the-counter" interbank deposit business, and the money will be credited on "T 1" day. Credit card customers of Guangzhou China Merchants Bank can repay their credit cards in RMB in six joint-stock commercial banks (China Merchants Bank, Shanghai Pudong Development Bank, Industrial Bank, Minsheng Bank, China Everbright Bank and Huaxia Bank) participating in the interbank deposit business of "Yinjietong", and the money will be recorded in "T 1". ...

Question 8: What kind of credit card is good for Minsheng Bank and which cards are worth doing? Credit card is a convenient service, and the credit cards of all banks are similar, so the application conditions need to be met.

To apply for a bank credit card, those with good credit records, rich, stable and young people are more likely to succeed.

Application route:

Credit card applications can be handled mainly through the following five channels: bank outlets, mobile stalls, online banking, mobile phones and appointments. The bank considers the nature of the applicant's work and repayment ability.

1. The applicant should be 18-60 years old;

2. Have certain economic ability and good credit record;

3. Original and photocopy of ID card;

4. Work certificate and income certificate (required to be stamped by the unit);

5. Non-local household registration also requires proof of residence.

6. Individuals should also provide the following materials: a verified business license or tax registration certificate, which proves that they have been operating for more than two years;

7. Business premises contract or ownership certificate (i.e. real estate license).

Question 9: Which credit card is good for Minsheng Bank? Minsheng credit card is not good or bad. It depends on what you do with it. Car theme categories include general gas concessions, qq number with QQ theme printed on the card surface, air delay insurance can pay for air tickets, etc., depending on which one you need. If you don't have special needs, you usually apply for a general card, such as Minsheng Credit Card ~ ~ I hope my answer can help you.

Which credit card of Minsheng Bank is better (practical)?

Minsheng credit card is the best one among all credit cards at present. First of all, there is no handling fee for cash withdrawal, and other banks are between 1%-3%.

Secondly, the score after card opening is very high. Spend 3000 yuan and get 60000 points, which can be exchanged for gifts.

And the amount is very high, but the disadvantage is that the number of outlets is a little less than that of the four major state-owned banks.

Minsheng Bank Credit Card Type:

Ordinary cards (including ordinary cards in many aspects)

VIP card (silver card, gold card, diamond card, international card, etc. )

Minsheng bank credit card

Annual fee-free policy: Puka Gold Card swipes the card 8 times to avoid the annual fee of the following year (Pacific Co-branded Card swipes the card once in March to avoid the annual fee of the first year).

Maximum interest-free period: 50 days.

Multi-account handling: you can enjoy the daily repayment of the limited bill.

Online payment: the single limit of non-contracted customers is 1000 yuan, and the single-day limit is 5,000 yuan; After going to the bank to become a contracted customer, the single and single-day limit are the maximum credit card limit.

Installment business: support interest-free installment for specially designated merchants (3, 6, 12). Free installment currently only supports female flower cards.

Bookkeeping date: June 1, March, Saturday, September, June 13, June 1, June 2 1, and June 28 is the bookkeeping date, which can be changed once every natural year.

Types of cards: Puka (with a quota of 0- 1 0,000 yuan), Gold Card (with a quota of 1 0,000-50,000 yuan), Platinum Card (with a quota of 1 0,000-300,000 yuan) and Diamond Card (with a quota of 300-3 million yuan).

What card should I use for Minsheng Credit Card?

If you want to apply for Minsheng credit card, which credit card to choose is better, in fact, it still depends on your personal card demand and repayment ability.

In addition, the varieties of Minsheng Bank Card are:

1, ordinary card: amount 3000- 10000, annual fee 100, first year 1 time, second year 8 times.

2. Gold card: the amount is 10000-50000, with an annual fee of 300, and the annual fee for the first year is exempted. Swipe your card 8 times in the same year, free of the annual fee of the following year, without any amount.

3. Standard Platinum Card: 50,000-65,438 438+ 10/00,000 annual fee: 600, 8 times in the first year, unlimited amount, 50,000 in the second year.

4. Luxury Platinum Card: 65438+100,000-200,000 annual fee. After 3600, the annual fee of 960,000 will be exempted.

5. Diamond card: 200,000-65,438+0,000,000 annual fee; The following year, 2.7 million yuan will be paid free of annual fee.

If you still have questions, you can go to Minsheng Bank Business Center to consult the relevant staff about the application conditions and quota of specific credit cards. In short, you should choose the most suitable credit card type according to your own needs.

Minsheng credit card is quite good. If you want a high amount, you can apply for a platinum card or a diamond card. If you want online shopping or other needs, you can apply for the corresponding card.