Is the critical illness insurance of Great Wall Jikang Life Insurance reliable? How much can I pay?

The critical illness insurance of Great Wall Jikang Life Insurance is quite reliable. First of all, you can look at the basic information of this insurance product. The insured age of this insurance product is from 30 days to 60 years old. To tell the truth, I think the insurance age coverage of this insurance product is still relatively wide. In addition, if you want to buy a life-saving critical illness insurance, you must know the payment period of this product. Usually, this product is divided into five years, 10 years, 15 years, 18 years, 20 years and 30 years. You can choose according to the actual situation when paying. Another is that this product actually has a waiting period, which is 90 days.

As for how much critical illness insurance you can pay for Great Wall Jikang Life Insurance, it also depends on the actual situation. This product is divided into three grades. The first is critical illness protection. If it is a serious illness, it can generally be paid twice, and the proportion of compensation is 100%, but there must be a year between these two payments.

Secondly, it is intermediate protection. According to the introduction of this product, there are 25 kinds of intermediate diseases guaranteed by this product, and it can also be paid twice, but the proportion of each payment is only 50%. The last one is mild illness protection. If you have some minor illnesses covered by this insurance product, you can pay in three installments, and only 30% of the total amount can be paid each time.

It can be seen from this introduction that if the insured's illness is serious, then the compensation amount will be more, or the compensation ratio will be more. The maximum insured amount of this product is 500,000. As for the specific premium, it also depends on your age and gender. Usually, the premium of men is slightly higher than that of women. Generally speaking, I think this product is quite cost-effective. If there is demand, you can go to the insurance company to actually understand it.