Why doesn't Changning Beicheng International give the owner a real estate license?

The existing land of the property has been mortgaged by the construction in progress. Relevant public information shows that as of June 5438+February 65438+May, 2022, the housing of Beicheng International Project is currently being processed. All the procedures of the project are complete, and the five certificates of the project are basically complete, but the real estate license is not available in the short term. Because of the existing land of the real estate, the mortgage of the project under construction must wait until the mortgage is lifted before going to the real estate bureau to apply for the real estate license.