Me too. Ping An Finance is too cheat people. How many thousands do you lose a day?

New fraud-performance of role division?

Investment is risky, and profit and loss are normal, I understand! If the bank does its duty, it is willing to lose the bet without complaint. However, banks do credit transactions! From financial managers to software, executives and even presidents at all levels, they are guilty, timid, hide-and-seek, furtive and timid. What does this mean?

1. Responsibility of financial manager:

Ping An should not mislead depositors to invest. Financial managers should not advertise to depositors that "financial products that do not break the cost will also break the cost" in order to get more commissions. They shouldn't keep silent to depositors after the risk has started to rise, and then pass the buck after the loss is serious! This is obviously suspected of bank fraud and poor internal management! Don't remind beforehand, blame afterwards! Instead of answering the questions that depositors care about, the financial manager continues to encourage depositors to continue to buy products that can bring her high returns, regardless of the safety of depositors! After being questioned for many times and unable to justify himself, he lost even the minimum courtesy and ignored it for a long time! The depositor's funds have contributed value to the bank, and the account manager can continue to enjoy the relevant commission without paying the service fee! On the other hand, the depositor's heart is bleeding!

Financial management involves professional financial knowledge, which is different from online shopping. You can look at the function, look at the appearance, look at the price, and place your own order (provided that the product is safe and meets relevant safety standards). The reason why banks need to set up account managers instead of professional depositors is precisely because they are non-professionals. If depositors have the ability and time to study the connotation and extension of every word in the product manual, as well as related laws, policies, economy and finance, they will become full-time professionals. What's the use of an account manager? If the account manager completely ignores the risks of depositors, isn't that inviting wolves into the room?

If the funds are not up to standard, there is no need for financial managers to analyze and remind themselves that the losses are caused by themselves and they have nothing to say. After the funds reach the standard, you have a wealth management manager, but you have no risk warning obligation, which will cause greater losses to depositors. You are in doubt! How many of these products can be avoided if there are timely and professional reminders? The financial manager's dereliction of duty caused losses to depositors. How does the bank bear the liability for compensation? Seeing that there is a safe employment care place on the Internet, emphasizing the risks of the product itself and shirking the responsibility of the bank is wise after the event! Why didn't the financial manager remind you earlier? )

2. Responsibility of management system (software, executor)

I also put a small amount of money in SDB before, and the low-risk products also suffered unexpected losses. At first, I felt very unlucky. Later, the more I thought about it, the more wrong it was! It's clear now.

In the past few years, the bank's software can actively display the minimum product information such as value date, amount, income, interest settlement date and account arrival date. Can be stored on the computer as a legal basis, and other banks can do the same, so as to reflect the integrity of banks and provide depositors with clear consumption. But later, the software was changed safely, and the original normal information was hidden more and more secretly, so that depositors could not get these legal evidences. Neither seek the depositor's authorization before the change nor remind the depositor of the risk after the change. Do not rule out the possibility of preparing for the recent financial losses as early as a few years ago! Suspected for a long time? Cutting leeks for our depositors? A city by the sea!

The basic information of the above-mentioned products can not only be seen and saved at the time of purchase as in previous years, but even if it is traced afterwards, it will become a confused account, and the relevant departments of the branch will try their best to find excuses to avoid the legal responsibility of providing legal information! A ghost in your heart knows you're wrong? Erosion of all depositors' legal right to know, hiding? Deliberately set up artificial obstacles, cover it! Relevant departments lack service awareness, and senior executives refuse to provide relevant information legally. But to confuse the audience with lies and say that they provided it themselves. After being exposed and confirmed to be lying, perfunctory and procrastinating, they began to play dumb, regardless of his left and right ("I know", "Don't look into it", "I have something to hide" and "It will be unlucky to tell the truth"). As a financial practitioner, Ping An Bank's well-paid managers have flaws in their basic integrity!

Knock on the blackboard and draw the key points:

A) The trading information of the same wealth management product is intentionally divided into two unrelated orders, which intentionally causes the depositor to be unable to analyze the corresponding relationship.

B) the amount is in yuan and shares for a period of time, and there is no conversion relationship to check. Disabled information deliberately makes it impossible for depositors to compare and analyze.

C) The income (or possible income) shown at the time of purchase can't be found now, and banks dare not provide it to depositors to analyze the reasons.

D) The position originally used to promise future earnings was deliberately and secretly replaced with the previous earnings (under the premise of fluctuation, the higher the earnings before buying probably means that the earnings will decline faster after buying, until the principal suffers losses, resulting in many unprofessional depositors of Ping An Bank losing money due to the negligence of the account manager, even subjectively and intentionally), but the software has no particularly eye-catching font prompts and deliberately misled depositors. Banks know that as long as they don't remind this software to change, many depositors will inevitably face great risks, but subjective intention or gross negligence will make unprofessional depositors deceived! Who is responsible for misleading depositors?

E) If we only look at one product, maybe the bank will put the blame on the risk, but it is not accidental that many products have regular problems at the same time. Ping An Bank officially defines R2 level (medium and low risk) as ". . . . . . The possibility of loss of product principal is even smaller. "

1. As an arithmetic question: How small? Keep looking around him (as expected)!

2. As a language problem: Then, as a China native, in Chinese grammar, three quarters of the principal of fixed-term wealth management products is lost at the same time. Can 75% be considered "small"? 100% is considered "larger"?

3. As an IT problem: Since the risk assessment has been made, why are there products beyond the affordability of depositors within R2? Is it because the senior management thinks that the bluffing effect of the wealth management manager is not enough and the profit from selling wealth management products can't reach the business target, so they deliberately (or wrongly) directly screen R3 products from the software to enter R2? Let depositors bear the risk of principal loss to improve sales profits? Therefore, the original clear order information was deliberately changed to the latest one, which made it impossible for depositors to trace the relevant legal information, and the bank refused to fulfill its obligation to provide legal information? What legal responsibilities should banks bear?

3. Responsibilities of the President (branch, branch and head office)

The president of the sub-branch is a little gentle, but he may not answer once every time he asks twice, so far there is no result!

How many management subsystems (different modules) form an offensive and defensive alliance at the same time, avoiding the same sensitive issue, which is purely accidental? What violations of depositors' rights do you want to cover up? Avoid what responsibility?

955 1 1 deaf ears-decoration. The trilogy of complaint process is very professional, but what is the value of poor copying? There has never been a "return visit promotion in 2003", and the case has been closed again and again inexplicably (every time there is a telephone recording).

The relevant departments of Ping An Bank have long been objective and incompetent, and subjectively unwilling to fulfill their legal obligations of providing legal records. The president of the branch has been hiding half a face behind her guitar for more than a month. He has been unable to come out for a long time! Hold on to underwear and refuse to expose it. The top management is suspected of harboring, conniving and instructing the lower departments to operate in bad faith!

As a listed company (stock code: 00000 1), before the loss, it was planned, premeditated, organized and changed the software. After the loss, it desperately accused, perfunctory, delayed, lied and pretended to be crazy! Since the branch presidents and related senior executives are guilty, timid, hide-and-seek, sneaky and timid, and finally raise a group of turtle sons who dare not stand out, is it the turn of the president of Ping An Corporation (surnamed Xie? ) For capable accomplices, take out the glans penis and let depositors, shareholders, media and regulatory authorities chop a knife?

How much did the black depositors spend?

Based on the losses of depositors, how much did Ping An earn?

How long do you want to hide?

What legal responsibility do you want to avoid?

Everyone makes mistakes, which is understandable! If it is simply a matter of management ability, as long as you admit and correct your mistakes, there will be more or less opportunities for promotion. However, Ping An is dishonest from the bottom up, and gangs commit crimes, covering up the fact of intentionally damaging depositors' rights and interests for a long time, with ulterior motives, which is a subjective and intentional fraud!

If readers still have Ping An accounts, you are welcome to check for yourself and see if you have wronged Ping An Bank. It is easy to find. When they found out, they asked their respective presidents to see if they had memorized their lines and refused to answer. If you are going to exchange your hard-earned money for Ping An, how much can you earn by cutting personal depositors' leeks for such a financial institution that even has flaws in the integrity of its employees and is suspected of harboring, conniving and instigating high-level financial institutions? The group of Ping An depositors is a batch of leeks! Cutting is fun! Being cheated once, who wants to be cheated by Ping An?

Ping An Bank is not safe,

Executives lie with their eyes open.

Refused to submit confused accounts,

When did Rijun thunder?