Please translate this article

① When Ann Agent of Portland, Oregon, was attending a children's book publishing conference in Tulsa, Oklahoma, she and three colleagues made phone calls and made reservations using their bank debit cards. Hotel room. They plan to each pay for their room at check-out time.

Okay. . . I continued to translate, but everyone upstairs was so irresponsible.

② Two days after the meeting, Ann’s husband called her home and read her a letter from the bank. The letter said that her account was overdrafted and she still had to pay $35 a day. of overdraft fees. "I thought something must have gone wrong," Ann said. "I always pay attention to the balance of my account (meaning there must still be money)."

③It turned out that when Ann booked the room, the hotel had already recorded their four-night stay, including various expenses. fees, amounting to up to $580. These accounted for all the money in her account, directly causing her to overdraw. The money was not recovered until she returned home on Monday.

④Renewal is a commonly used method in the tourism and hotel industries. This is their way of making sure you pay. If you lease a car, their agent will freeze you a few thousand dollars to make sure you return the car. Some restaurants also offer debit card renewals for large parties, and if you open a bill, a friendly-looking bartender will renew your bill. Renewal is usually within five business days, sometimes less.

⑤Gas stations are even more notorious in this regard. On a Friday morning in January 2005, Jessica Hathaway of Allentown, Pennsylvania, used her debit card to renew her purchase of $22.29 in gas. On Saturday, the 34-year-old single mother of three learned she was nearly bankrupt when she checked her bank balance. It turned out that when the gas station billed her, they froze her $75, causing her to worry all weekend until the bank freeze was restored the following Tuesday.

. . . Very tired, that's about it.