Is it worthwhile to plan mortgage shops? What should we pay attention to when investing in property-based hotels?

A: Investors who buy split property rights can only get the property rights of the store but not the management rights of the store. Investors who purchase independent property rights can obtain both management rights and property rights. Comparatively speaking, it is more troublesome for shops with divided property rights to change hands, and they cannot operate independently, and the rental income cannot be controlled by themselves, which is risky. In most cases, shops that invest in independent ownership need to attract investment by themselves, but in comparison, it is more flexible to change hands and the later management can be controlled by themselves. As far as the current market situation is concerned, investors are advised to consider shops with independent ownership. A: First of all, the down payment for buying a shop is higher than that for a house. At present, most banks implement 50% down payment, and the interest rate will rise by about 10% according to the regulations. Secondly, the longest repayment period of shop mortgage is 10 year, so the monthly pressure will be even greater; Finally, at present, the price of shops in Chengdu is very high, and the rental return cannot be deducted from the monthly payment. Therefore, for investors who have no stable high income, mortgage shops are not cost-effective. A: Property-style hotels sell commercial houses. Investors must know all kinds of real estate licenses of the project before buying, and ensure that the investment is the property with independent property rights. In addition, the market feasibility analysis of professional companies is the key to the success of investing in property-based hotels, and it is also an important basis for whether they can gain profits through market operation in the future. A: There is no clear standard for the rent increase of shops in Chengdu, and there are great differences in different regions. Generally speaking, for emerging regions, considering the lack of popularity in the short term, they generally choose to rent at low prices, which will not rise for three or even five years, but will rise after three or five years, and the annual rent increase will be around 5-8%; For areas with mature ports, the initial rent level is relatively high, so the buffer time is relatively short. Generally, it starts to rise after one or two years, and the annual increase level is about 3-5%.