Traditional Culture Encyclopedia - Hotel accommodation - How much is 6,000 points for a single purchase with a China Merchants Bank credit card?
How much is 6,000 points for a single purchase with a China Merchants Bank credit card?
1. The points earned by China Merchants Bank credit card are 1 point for every RMB 20 or USD 1 spent. Spend 6,000 yuan and earn 300 points;
2. Car cards and city theme series gold cards accumulate 1 point for every 20 yuan or 2 US dollars, and an additional 50 points will be given;
3 , YOUNG Card Youth Moderator Card, Sina Weibo Credit Card, and GQ Card cardholders who use this card to make purchases in the month of their birthday will be awarded an additional 1x points, up to a maximum of 2,000 points;
4. Credit card points are not counted. Projects are broadly divided into three categories.
The first category is the fees incurred by using the credit card itself, which includes cash advances, bank card fees (including annual fees, interest and penalty interest, cash advance fees, overdue fees, etc.) and others. Various fees charged according to credit card regulations, such as late payment fees, over-limit fees, etc. In addition, there are credit card transfers, deposits (repayments), deductions, fee payments, credit balance returns, cash withdrawals, etc., which are basically not scored;
The second category is low or zero deduction rate Merchant consumption, including but not limited to real estate, car sales, wholesale transactions, public hospitals, public schools, government services, charities and public undertakings, etc. The so-called discount rate refers to the handling fee paid by the merchant to the bank when the merchant swipes the card. Generally speaking, points are not counted for large-amount transactions such as buying a house, buying a car, wholesale, etc. The reason is that the profits contributed by such transactions to the bank are very low, and the bank even operates at a loss, and points are real rewards, so the bank The cost must also be calculated;
The third category is other consumption that does not count credit card points stipulated by the bank. Most of these types of purchases are set by the bank itself.
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