Traditional Culture Encyclopedia - Hotel accommodation - How much can the store mortgage loan be, and what is the mortgage rate of the store?
How much can the store mortgage loan be, and what is the mortgage rate of the store?
1, age 18-65 (inclusive), borrower's age+loan period ≤70 years;
2. The borrower is a resident of China, Hong Kong, Macao and Taiwan and a foreigner, who must have lived in China for one year and have a fixed residence and occupation;
3. The mortgaged property needs clear property rights, and can be listed and circulated and registered as collateral. (including ordinary houses and single-family villas);
4. Accept the property under the name of a third party;
5. No bad credit record.
Requirements of mortgage loan for collateral: the loan collateral recognized by the bank must be the property owned and controlled by the mortgagor according to law, with clear property rights, listing and circulation, and mortgage registration. The scope includes: ordinary houses, high-grade houses, villas and commercial houses. The scope of commercial housing includes: shops, office buildings, commercial and residential dual-use houses, subject to the requirements of local branches. You can log in to Ping An Pocket Bank APP- Loan-Mortgage-Ping An Mortgage to learn and try to apply.
Reply time: 2022-0 1-06. Please refer to the latest business changes announced by Ping An Bank in official website.
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