3 million cash to find the best way to manage money. (Don't spray)

Brief suggestion

One: 65,438+0,000,000 yuan to buy a money fund with stable income and low risk, or directly buy a bank to protect the principal and interest, or directly buy bonds.

Two: 900,000 yuan will be used for fixed investment of overseas funds, with continuous investment for three years and annual investment of 300,000 yuan. Annual income 15% or so, with little risk.

The advantage is that you can see your account every day and you can take it if you need funds.

There are also some insurance/risk categories for you. At the same time, it solves the problem of providing for the aged.

The investment scope is wide, most of them are Fortune 500 companies, and their income is relatively stable.

Three: 900,000 investment shops

Four: 200,000 yuan in the bank, with a fixed term of 654.38+million yuan and a current account of 654.38+million yuan. For urgent needs of life and one year's expenses.

In short, investment diversification and asset allocation are the most important.

I hope I can help you. If you solve your problem, please "set it as a satisfactory answer" to support it. Apologize for the wrong behavior