The down payment is about 50w, and the monthly flow is about1w.. This is the first suite. Considering investment, what house do you recommend?

First of all, the monthly flow is about 1w, which basically means that the monthly supply is about 5000. According to the longest residential loan period of 30 years, the interest rate benchmark of the first suite will rise by about 10% (i.e. 5.39%), and the loan amount will be 89w, which means that if the house is purchased with a down payment of 30%, the total price will be at least 127w.

Then the next step is to lock the house, that is, two conditions: 1, there is no down payment requirement, and you can buy 30-50% of the house. 2. The total price is within 140w. These two conditions are two aspects that are highly concerned at present. At present, only Linping and Dajiangdong in Yuhang District are satisfied. In these two areas, I suggest to consider Yuhang District with subway planning: There is a real estate in the core area of Linping Shanbei life in Yuhang District called Jing Rui Sunshine City Flange Garden. Because it is the first opening, there is no down payment requirement for the time being. In addition, there are surrounding commercial facilities and subway planning. Therefore, I am still optimistic about this property, which is currently in the capital verification stage.

The above are residential buildings. For serviced apartments, the longest loan period is 10 year, and the interest rate generally rises by about 20% (roughly 5.88%). The monthly payment is 5,000 yuan, and the loan period 10 can be 45w, plus 50% down payment for serviced apartments, that is, the total price is less than 90w, and the down payment is 45w.

Within the total price of 90w, there are not many serviced apartments that can be mortgaged, mostly in Linping and Xiaoshan District of Yuhang. There are two serviced apartments in Linping: Time Tower and Dingjin Tower in Song Dynasty, both of which are loft-style serviced apartments with a total price of about 80w; In Xiaoshan, there are two buildings that are not bad. One is Binjiang Oriental Mansion, 43 square meters, with an average price of 2w, and the other is in Xinjie. The total price of flat floor of 38 square meters is between 50-65W, and the total price of loft of 45 square meters is between 80-95W. After the opening of Metro Line 7, it will be more convenient to travel.