Can I pay with Alipay or WeChat when I go to Hong Kong?

You can pay with Alipay or WeChat when you go to Hong Kong. But it also depends on the size of the store, because neither Alipay nor WeChat Pay can achieve 100% coverage. It is also possible that some shopkeepers do not accept this payment method. So just in case, cash should be ready.

In the financial discourse system of checks and bank counters, it is a fashionable topic to talk about Alipay and WeChat payment in Hong Kong. In the face of the third-party mobile payment field, the retail industry is the first to smell such changes, and beauty cosmetics, supermarkets and fast food have become the first businesses in Hong Kong to test new payment methods. Thousands of offline stores have been connected to Alipay, including Sasha, Chow Tai Fook, Xie Ruilin, convenience stores, Maxim's, Broadway and Changshou Company. Mainlanders exchange Hong Kong dollars in Hong Kong, and the exchange rate fluctuates greatly. Many consumers are more cautious about exchanging Hong Kong dollars. Wechat payment without cash can solve this problem. CR Vanguard is the first supermarket in Hong Kong to open WeChat payment. Using WeChat payment can greatly improve the cashier efficiency.

And as early as 2007, Alipay began to lay out the Hong Kong market. According to data from Alipay, as of July this year, nearly 6,000 offline stores in Hong Kong have opened Alipay payment, covering scenes such as department stores, convenience stores, supermarkets, hotels and theme parks. WeChat wallet also launched WeChat wallet service to Hong Kong users at the beginning of 20 16 to seize the opportunity of mobile payment.

With the rapid development and popularization of smart mobile terminals and the increasing trend of financial disintermediation, traditional finance is experiencing an unprecedented impact, through mobile payment products such as mobile phone card readers. "Mobile payment can bring consumers a more convenient experience. For merchants, big data analysis of third-party payment platforms can help them understand the behavior preferences, consumption preferences, life radius and credit rating of different groups of people, thus achieving more scientific business decisions and customer management. "

The popularity of mobile payment and the security of payment are the most worrying issues for everyone. "Once the mobile phone bound to the payment instrument is lost, you should immediately report the loss to the payment service provider, contact the communication operator to report the loss of the SIM card and report the loss of the bank card bound to the frozen payment instrument to the bank." The public security department suggested that if the ID card and bank card are lost together, they should also report the loss as soon as possible, log in to Alipay account on the computer and turn off the wireless payment service.

In view of how to avoid various risks when mobile payment is bound to bank card consumption, industry insiders remind that it is necessary to be cautious when choosing mobile payment, especially not to trust the QR code information sent by strangers, and keep the habit of setting the mobile phone power-on password. "Don't put your bank card, ID card and mobile phone in the same place when you go out; Once the mobile phone suddenly loses signal, after troubleshooting, it is necessary to check whether the SIM card has been reissued by others and transfer the balance in the payment platform; Using mobile phone security software, you should choose a number of payment security functions such as pirated online banking identification, Trojan virus detection, payment environment monitoring, QR code scanning monitoring, and SMS encryption authentication. "

References:

Baidu encyclopedia-offline payment