Does Beijing apartment need qualification to buy a house?

Buying an apartment in Beijing requires qualifications. You need three things to buy an apartment in Beijing. First of all, there is no real estate registration in Beijing under the name of your family. Then you have to pay social insurance or personal income tax in Beijing for five consecutive years. Finally, you must buy it in full.

What is the housing purchase restriction policy in Beijing?

1. Beijing household registration purchase restriction policy:

Married families in Beijing can only have two houses, and single families can only have one house; Families that reach or exceed the above-mentioned housing units cannot buy houses in this city; Beijing families with affordable housing under their names have suspended the purchase of housing in this city.

2. Beijing non-local family purchase restriction policy:

Non-local families in Beijing are limited to one set. Families living in Beijing who already have houses can no longer apply for buying houses in this city. The purchase must meet one of the following conditions:

Social Security: You can apply for the purchase of 1 house if you have paid social insurance for more than 60 months (the longest payment period is not more than 3 months) and have a valid residence certificate in this city. Both must be satisfied at the same time.

Personal income: You can apply to buy 1 house if you have paid personal income tax continuously for more than 60 months in this city (the longest payment period is not more than 3 months) and hold a valid residence certificate in this city. Both must be satisfied at the same time.

Matters needing attention in buying an apartment

1, pay attention to housing property rights. According to the relevant regulations, the right to use the house is consistent with the right to use the land, and the nature of commercial housing involved is only residential, commercial and industrial land. Buyers only need to look at the "land use certificate" column of the property, and the house or business will be clear at a glance.

2. Make clear the purpose of purchase. If it is an investment, it is recommended to choose a business apartment. Compared with office buildings, this type of apartment has lower rent and is more popular with small enterprises. In addition, whether the housing facilities, security system and surrounding transportation network are perfect is also a factor that investors can't ignore when considering the project. If it is self-occupied, it is recommended to choose a residential apartment. Because most commercial apartments have no natural gas supply, they can't meet the basic needs of life.

3. Choose a brand developer with good reputation. Such enterprises have a sense of responsibility and are recognized by the public. Pay attention to choose areas with good location, convenient transportation and mature commercial facilities. The size of the residential area should be appropriate. For small units for rent, the area should be as small as possible. Don't choose an apartment that is too big. An apartment of about 50-80 square meters is easy to rent and the rent is reasonable.