Traditional Culture Encyclopedia - Hotel accommodation - Did the hotel swipe the actual consumption amount when the pre-authorization application was completed?

Did the hotel swipe the actual consumption amount when the pre-authorization application was completed?

The pre-authorization required by the hotel generally requires a deposit to be deducted in advance when staying in the hotel. After the cardholder's consumption is officially completed, the merchant requires the card issuer to conduct formal liquidation according to the actual consumption amount.

Pre-authorization business is widely used in hotel credit card consumption, usually in two ways: offline and online pre-authorization This business is accepted by POS machine, and the card issuing system automatically verifies the authorization, which is convenient, safe and efficient.

Extended information When the cardholder checks into the hotel, the hotel estimates the consumption amount in advance according to the number of days of stay and the hotel deposit, and requires you to swipe your credit card for "pre-authorization", that is, pay the deposit. Hotel cashier swipes the card 1200 yuan. In fact, the money is still on your card, but it has not been paid to the hotel. It's just that the amount is frozen, and the POS slip is blank, not the proof of bank card deduction.

When you check out, the hotel will destroy the original blank pre-authorized POS list, and go through the "pre-authorized completion" procedure according to your actual consumption situation to check out again. Some banks call it "pre-authorization confirmation".

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