House prices in the United States are not cheap. How do you resell a house in the United States with an unpaid loan?

Two common methods of real estate management in the United States:

1. Ownership improvement

It means that after purchasing U.S. real estate, the main goal is not to make a profit from leasing, but to The method of pursuing "sell low and sell high" or asset enhancement is more suitable for consumers with abundant funds. This method attaches great importance to the time period when you enter and exit the market.

2. Obtain rent from leasing

According to leasing real estate, fixed rental income is obtained, which is the actual effect and common means. So, how should customers calculate how good their real estate will be for themselves every year? We will explain it in detail in the next part. How to obtain rent through leasing?

1. Authorize an artist agent

2. Authorize a property service company

3. What is the effect of finding renters by yourself? Calculation

The rent calculation method for the two methods of buying a house: buying a house with cash and buying a house with a loan, rent = net rental income per year/% of the total purchase price, net rental income per year = annual rental income - ownership House expenses and related expenses derived from leasing

Rent = annual net income/deductible %, annual income = annual rent-ownership expenses and related expenses derived from leasing-annual fixed Repayment amount, various taxes involved in purchasing U.S. real estate,

1. House rental income tax

According to the current U.S. tax management system, Chinese people who have not obtained a U.S. green card Status as "nonresident alien" for tax purposes. The taxable income of non-residents is generally divided into two types: income unrelated to U.S. trade or business is generally levied at a fixed tax rate of 30%; the second category of income related to U.S. trade or business will be taxed according to the U.S.-China tax rate. Citizens and residents are taxed at basic classification income tax rates.

2. Real estate capital gains tax (rent/sale)

Capital gains tax applies to capital income in the United States. Generally speaking, the true capital gains tax rate for nonresident aliens is 30%.

3. Deferred payment of real estate capital gains tax

According to the Alien Real Estate Investment Act of 1980, when non-resident aliens sell U.S. real estate, they must withhold 10% of the sales price in advance. Do this by deferring the capital gains tax on the property. The deferred payment is submitted directly to the IRS by the closing company from the sale price.

4. House inheritance tax

When someone dies and his real estate is donated to others, the real estate becomes part of the property. Property is not taxed unless the use value of the deceased's property exceeds a certain amount. In 2013, this amount was set at US$5,000,000. The standard for paying inheritance tax on houses owned by foreigners is only US$60,000, and the excess must pay house inheritance tax. How to avoid losses caused by buying a house with unpaid loans?

Preliminary registration of the house

To purchase such a house with unpaid loans, you can also pre-register before signing the house purchase contract. In other words, after pre-registration, you can sell the house. People have no right to deal with the house without the buyer's permission. This can prevent the owner from selling one house and two houses, ensuring the legitimate rights and interests of the house buyer and the interests of the house seller.

It should be noted that notice registration is only valid for three months. "After notice registration, the creditor's rights are extinguished or no application for registration is made within three months from the date when real estate rights can be exercised. The notice registration will be invalid." "Therefore, the real estate rights must be completed within three months of notice registration. If you really can't make it in time, it doesn't matter, you can continue to apply for advance registration. At this stage, relevant laws and regulations do not limit the number of notice registrations. In addition, second-hand affordable housing cannot be subject to advance notice registration.

Clear the property ownership, payment method and many other issues in the contract

When signing a house purchase contract, the price, ownership, tax burden method, payment method, and delivery deadline will be discussed , establish liability for breach of contract, etc., control each other's behavior, and avoid unnecessary disputes.