Traditional Culture Encyclopedia - Hotel accommodation - How to calculate the housing maintenance fund in Jindi Yue Ming, and what are the conditions for purchasing a house with provident fund loans?
How to calculate the housing maintenance fund in Jindi Yue Ming, and what are the conditions for purchasing a house with provident fund loans?
There are two main algorithms for Jindi Yue Ming Housing Maintenance Fund; 1. Calculated according to the total purchase price of Jindi Yue Ming: 2% of the total house price; 2. Calculated according to the construction area of Jindi Yue Ming. When the commercial housing in Jindi Yue Ming is sold, the buyer and the sales unit in Jindi Yue Ming shall sign a maintenance fund payment agreement. Property buyers should pay the housing maintenance fund to the selling unit at the rate of 2-3% of the purchase price of Jindi Yue Ming.
The conditions for purchasing a house in Jindi Yue Ming with provident fund loans include: 1. The borrower must have an account in the city where Jindi Yue Ming is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied houses in Jindi Yue Ming, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of Jindi Yue Ming loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!
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