By the way, I am from Wuhan, and now I work in a hotel in Dongguan. Now the hotel handles social security for me. I want to consult a professional if I have any questions.

1. Your personal monthly payment of 73 yuan should belong to the minimum amount of deductible (i.e. minimum amount). Money is not paid for nothing. Social security years and personal accounts can be accumulated and transferred. You can rest assured of that.

2. If you want to buy social security, you can apply for retirement when you reach the age of 60 (female 50), with the cumulative payment of 15 years. As for how much money you can get for retirement, this can't be calculated now. The salary level is calculated according to your local (Wuhan) salary level last year! !

3, that's not the case! The company's 200 yuan will not be credited to your personal account, depending on the insurance amount (you have to ask the personnel department). Generally speaking, an individual account consists of 3% contributed by the company and 8% contributed by the individual (i.e. 1 1%). In other words, the more insurance coverage, the higher the personal account! !

The pension you can get is calculated according to the average annual salary of the local area in the previous year, so you can't get the accurate figure until you are 60 years old! ! Personal accounts can't be taken out in general! As a foreigner, if you really want to withdraw money from your personal account, you can apply to the local social security bureau.

I suggest you buy social security first. If you don't wait for the life-saving money, I hope you don't take it out of your personal account.