Is the rural commercial bank better or the big four banks?

Choose a rural commercial bank or four major banks, depending on personal needs:

Scope and convenience of service:

The four major banks have outlets all over the country, with a wide range of services; Rural commercial banks are closer to rural needs.

Financial products and innovation:

The four major banks have diversified products and invested heavily in science and technology; Rural commercial banks explore local market products.

Interest rates and fees:

Rural commercial banks have high deposit interest rates, low loan interest rates and preferential charges.

Therefore, according to personal needs, choose the right bank.