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Which is the credit card of China Everbright Bank?
Hello, let me answer your question! There are many credit cards in China Everbright Bank, such as Fu Lin Card, Golf Card, Yanhuang Credit Card, Ruyi Sanbao Card and so on. I personally recommend Fuka and Sunshine Business Travel Credit Card. First of all, the meaning of Fuka is auspicious, and the color is bright red, which will bring good luck to each other. Then you can choose your own interest-free installment, and you will also give a high amount of travel accident insurance. Then Sunshine Business Travel Credit Card is the most favorable activity in Everbright Bank's credit card, with a 50-day interest-free repayment period, and then you can apply for installment regardless of location, amount and merchants. I hope I can help you!
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Hello, let me introduce the credit card of China Everbright Bank to you! I was deeply impressed by several special credit cards. For example, there is a kind of green zero-carbon credit card, which feels very suitable for environmentalists, but there are not many activities, that is, the first time you swipe your card, you can send a phone bill to 50 yuan. Then Mr. Fashion signed a credit card, which can enjoy exclusive discounts on famous products and 7.5% discount on magazines, which is very popular among some men. There is also a credit card called Yanhuang, which is specially designed for overseas Chinese and people from Hong Kong, Macao and Taiwan. You can refer to it and see which one you like.
For more information about which credit card is recommended by China Everbright Bank, please visit: See More.
What kind of card is the best for Everbright Credit Card?
1, Industrial Bank: Industrial Bank has a relatively low card threshold. It's easier to get a card on Alipay, but it generally takes more than 620 sesame points to apply. As for the choice of card types, I would like to introduce you to applying for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be obtained within 5 minutes at the earliest after the application is submitted. With good credit, it is said that the support rate is above 90%.
2. Everbright Bank: Alipay users with sesame scores of 620 or above will find it easier to apply for Everbright Credit Card in Alipay. Many card friends report that they can be approved in seconds. Of course, they should choose the appropriate card type in advance. Here, I suggest you apply for a light yellow duck-themed credit card, which is said to be the easiest card for China Everbright Bank to approve. However, it should be noted that the online application of China Everbright Bank requires a face-to-face visa before it can be issued.
3. Minsheng Bank: Minsheng Bank cooperated with Alipay for a long time. Generally speaking, if there is no problem with credit information, sesame seeds can be approved in seconds if they score more than 600 points, especially now that the end of the year is approaching, the approval rate for handling cards is higher. In terms of card selection, female friends can apply for Minsheng Female Flower Credit Card, and car owners can apply for Minsheng Automobile Credit Card. In addition, Minsheng Baidu takeaway co-branded credit card and Minsheng.com Tesco installment credit card are also relatively easy to get off the card.
4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.
What kinds of credit cards does China Everbright Bank have? What are the advantages and disadvantages of various credit cards?
Types, advantages and disadvantages of Everbright Credit Card;
1, business travel credit card. This kind of credit card is mainly issued by the company, which can help the company improve the management of travel expenses and facilitate employees to reimburse travel expenses. At the same time, the unit can also provide cardholders with higher consumption quota protection. Generally, this kind of credit card also has the functions of free annual fee for life, giving aviation accident insurance, and 48-hour card loss protection.
2. Sports credit card. This kind of credit card takes sports as its theme, and its main function is either to facilitate the purchase of tickets for a certain sports event or to go to cooperative venues for sports at preferential prices. Sports theme credit card has no special function, and its main features are novel card face and vertical design. China's calligraphy "Dreams come true" is the main pattern, which embodies the humanistic concept of "China people hold the Olympic Games". The main function of VISA Olympic theme credit card is to facilitate the purchase of Olympic tickets.
3. Charity credit card. This kind of credit card is generally based on a charity activity, and China Everbright Bank donates to this charity activity according to the cardholder's card handling or credit card consumption. Mother's Water Cellar-Love Credit Card features that China Everbright Bank donated one thousandth of the credit card consumption to the charity event "Love the Earth: Mother's Water Cellar".
4. Car/gasoline credit card. Everbright Bank has never issued a real car/gas credit card. Everbright/Wanxing Co-branded Credit Card is only issued in Shanghai, and can be used as the membership card of Shanghai Wanxing Automobile Company, enjoying the automobile sales, insurance and other services provided by the company. Everbright/Anbang Club co-branded credit card can be used as the membership card of Anbang Club, and enjoy preferential services such as installment payment, rescue, auto insurance, car repair, beauty treatment and modification.
5. Shopping and spending credit cards. There are many such credit cards, generally co-branded cards issued by China Everbright Bank and specific merchants or institutions. They can enjoy shopping discounts as joint membership cards. Qingdao sunshine gourmet credit card can enjoy preferential treatment in more than 400 catering and entertainment merchants in Qingdao.
6. Standard credit card. Sunshine Credit Card is a standard credit card issued by China Everbright Bank. In addition to the basic functions of credit cards, we also jointly developed the business travel service function with Ctrip. It can book travel products (air tickets, hotels, etc.). ) price concessions, credit card spending can get double points.
Which card is the best for Everbright Credit Card?
This should be chosen according to your personal needs, because there are many types of Everbright credit cards, such as Everbright Business Credit Card, Everbright Sports Credit Card, Charity Credit Card, Shopping Credit Card and so on. For details, please visit official website Credit Card Center of China Everbright Bank.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts.
Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units. It is a card with the name of the issuer, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.
A real credit card has the following characteristics: cash is not allowed to be pre-deposited, it is paid after consumption, it enjoys an interest-free repayment period, and it can be repaid in installments (with a minimum repayment amount). Joining international credit card organizations such as VISA and MASTER can be used worldwide.
I want to apply for a credit card of China Everbright Bank. What kind of credit card is good?
From the aspects of credit card grade, annual fee collection, rights and interests available to consumers, the following two credit cards of China Everbright Bank are better: Meng Tong Theme Card of China Everbright Little Yellow Duck, Longteng Platinum Credit Card and UnionPay Gold Card.
First, Everbright Little Yellow Duck Meng Tong Theme Card:
Grade: Gold Card
Annual fee: 200 yuan/year, and the card swiping operation is free of annual fee. Free of annual fee when issuing cards, and free of annual fee for spending three times or more than 2000 yuan in the following year.
User rights:
1, high travel insurance: users can enjoy travel accident insurance with the maximum insured amount of 1 10,000 yuan. When consumers travel for a long distance, they can use Everbright Little Yellow Duck Meng Tong Theme Card to spend money, and after it takes effect, they can get high insurance to protect their travel.
2.B.Duck shopping discount: Users can enjoy a 15% discount VIP treatment when shopping in B.Duck brand clothing stores and boutiques with Everbright Little Yellow Duck Meng Tong theme card.
2. China Everbright Bank Longteng Platinum Credit Card:
Grade: Platinum Card
Annual fee: the annual fee of the current year 1 188 yuan, and the annual fee of the next year can be deducted by points, and the annual fee can be deducted by 200,000 points.
User rights:
1. Travel benefits: From the date of approval, users can use Longteng VIP room service unlimited times within 6 months. You can get points after 6 months, and you can only deduct your own consumption when you exchange points.
2. Road rescue: Users can enjoy no more than 6 road rescue services every year. Vehicles enjoying this service include: vehicles under the customer's own name, vehicles of the customer's legal spouse and vehicles that the customer is riding. It takes effect when it is unable to drive normally and needs rescue in case of failure. Enjoy services including: emergency oil delivery, trailer and quick repair service.
3. Various insurances: Accident insurance includes aviation accident insurance, train accident insurance, automobile accident insurance and other traffic accident insurance. Delay insurance covers flights that are delayed for more than 2 hours, and you can get compensation from 300 yuan, which is paid three times a year.
Third, Everbright Sunshine Credit Card UnionPay Gold Card
Grade: Gold Card
Annual fee: Credit card is free of annual fee.
User's rights and interests: Although it is a gold card level, because it is not a theme card, some high-interest projects are temporarily unavailable, but all preferential measures organized by China Everbright Bank are free to participate.
Which card is the credit card of China Everbright Bank?
Everbright Sunshine Credit Card Gold Card, Everbright American Express Lexiang Card, Everbright Filial Piety Standard Platinum Card and Everbright Caesar Travel Platinum Card.
Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Second, according to the relevant laws of our country (Interpretation of the Provisions of the NPC Standing Committee on Credit Cards), credit cards refer to electronic payment cards issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loans, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, The Standard of English Translation and Writing in Public Service Field was formally implemented.
3. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Four, the object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
Five, the application method is generally by filling in the credit card application form, the contents of the application form generally include the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate.
Six, the application form is attached with a credit card contract, and the applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit a statement of the authenticity of the information and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
Let's stop here for a good introduction about the credit card of China Everbright Bank.
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