Do you take a credit card or a savings card when traveling to Thailand?

1, credit cards and savings cards can be used to travel to Thailand, and they must be UnionPay cards.

It's more appropriate (safer) to use a credit card to buy things in supermarkets and shopping malls. If you need to withdraw cash or exchange Thai baht, the savings card will be more secure.

3. savings card. In Thailand, all UnionPay cards can be exchanged for Thai baht locally. The exchange method is as follows:

(1) specialized exchange shop (said to be a small exchange shop, but it will still be relatively higher than the normal international exchange rate);

(2) There are many self-service ATMs in the street, but the UnionPay sign is required. Basically, the exchange rate of Green Shop or ATM is the most cost-effective. It is recommended not to exchange it at the airport, because the exchange rate will be very uneconomical.

However, it should be noted that in Thailand, local ATMs or local banks are required to exchange money (local banks in Thailand and domestic card-issuing banks will charge separate fees), generally ranging from RMB 20 10- RMB each time, depending on the charging methods of major banks. It is suggested to apply for a Huaxia Bank Business Travel Card as an emergency backup. This card can be withdrawn and exchanged once a day at home and abroad, that is to say, in Thailand, the card is exchanged once a day, and there is no handling fee from the issuing bank, only the handling fee from the local teller machine in Thailand (about RMB 6- 10 yuan).

4. Credit card. Credit cards are used for credit card consumption. This year, Bank of China launched a free credit card, which has the same function (that is, it reduces the foreign exchange handling fee, but the total number of times is limited), and it is chip-based. This kind of card will be relatively safe to consume abroad, because bar code cards have been proved to be decipherable by some foreign criminal groups, so try to use chip cards for safety. In addition, in most regular large supermarkets or hotels, if you have a UnionPay card reader, you can also use this card. The exchange rate is traded in real time, the points are doubled and the handling fee is discounted. There will be cashback activities in the near future (there will be different preferential stages at different times, so it is recommended to call Bank of China for enquiry).

So parents are advised to prepare some cash, a credit card and a savings card to travel.