What is the down payment ratio of Hangzhou loft apartment?

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loft apartments are now recognized by many consumers, and many people will buy apartments for investment and self-occupation. Compared with residential buildings, the total price of apartments is relatively low, but the down payment ratio is higher, so everyone needs to pay a large down payment when purchasing; So what is the down payment ratio of Hangzhou loft apartment? Next, Xiaobian will simply introduce it to you.

1. The minimum down payment for buying an apartment in Hangzhou is 5%, and the loan period is 1 years. There are still many advantages in buying loft apartments, for example, the total price of houses is relatively low; The surrounding supporting facilities are relatively mature; Loft apartment has strong plasticity, and the height is generally 4.5 meters, which can be used as an interlayer; Loft apartments in most cities are not limited to purchase or lottery.

2. When buying an apartment, everyone should also pay attention to its shortcomings. Most apartments are commercial real estate, and their land life is only 4 or 5 years. The house cannot be settled and there is no school district. The apartment has high floor area ratio, low residential comfort rate and mixed residents; The cost of property, water and electricity in the apartment is relatively high, and the transaction tax is also relatively high.

3. Buying an apartment has both advantages and disadvantages. Whether to buy an apartment depends on consumers' own needs. For example, consumers do not have much budget for buying houses, but apartments meet their own requirements, so they can buy apartments as transitional houses; After buying ordinary houses in the future, it is also good to rent apartments.

4. If you want to buy an apartment, you must first look at the location of the apartment; Try to choose apartment projects in prosperous areas, and the surrounding transportation and commercial facilities will be more perfect. When you buy an apartment, try to choose a developer with good reputation and strong strength, and the quality of its commercial housing is relatively more secure; In addition, we also need to know the local policies about apartments, for example, some places allow apartments to settle down and so on.

xiaobian summary: regarding the down payment ratio of loft apartment in Hangzhou, xiaobian will simply introduce it to you here. I hope that after reading this article, I can provide you with reference and help when buying apartments in the future.

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