The first set of loan interest rate table for purchasing hotel apartments

1. The first set of loan interest rate table for purchasing hotel apartments

Hello!

commercial loan interest rate

If in doubt, please ask.

What is the commercial loan interest rate of 2.202 1?

1. As of 202 1, the annual interest rate of commercial loans: 1, zero to six months (inclusive), with an annual interest rate of 4.35%; 2. For half a year to one year (inclusive), the annual interest rate is 4.35%; 3. For one year to three years (inclusive), the annual interest rate is 4.75%; For three to five years (inclusive), the annual interest rate is 4.75%; 4. For five to thirty years (inclusive), the annual interest rate is 4.90%. Second, the interest rates implemented by different regions and different banks are quite different. However, the actual interest rate is generally based on the benchmark interest rate, and it is implemented in a certain proportion, which is roughly in the range of 10% to 50%. Third, the loan interest rate needs to be comprehensively priced in combination with business types, credit status, guarantee methods and other factors. The loan interest rate of 202 1 of the six major banks can only be determined after the approval of the handling outlets. 1. ICBC's loan interest rate 1, short-term loans (within six months, including six months) 202 1 is 4.35%; 2. The loan interest rate for half a year to one year (including one year) is 4.35%. 3. The loan interest rate for one year to three years (including three years) is 4.75%. 4. The loan interest rate for more than five years is 4.9%. 5. If it is a provident fund loan, the loan interest rate for less than five years (including five years) is 2.75%; The loan interest rate for more than five years is 3.25%. 2. Agricultural Bank of China 1, 202 1 year, and the interest rate of short-term loans (within six months, including six months) of Agricultural Bank of China is 4.35%; 2. The loan interest rate for one year to five years (including five years) is 4.75%, and the loan interest rate for three years or more is 4.9%. 4. For individual housing provident fund loans, the loan interest rate is 2.75% for five years and below, and 3.25% for five years and above. 3. The People's Bank of China 1, 202 1, and the People's Bank of China have a loan interest rate of 4.35% within one year (including one year), 4.75% for two to five years (including five years), and 4.9% for five years or more. 3. For individual housing provident fund loans, the loan interest rate is 2.75% for five years and below, and 3.25% for five years and above. 4. 1 and 202 1 year, the loan interest rate of Bank of Communications is 4.35% within one year (including one year), 4.75% for two to five years (including five years) and 4.9% for three to five years and above. 5. China Construction Bank 1, 202 1 year, and the interest rate of short-term loans (within six months, including six months) of China Construction Bank is 4.35%; 2. The loan interest rate for one year to five years (including five years) is 4.75%, and the loan interest rate for more than five years is 4.9%. 6. Postal Savings Bank 1, 202 1 year, and the loan interest rate of Postal Savings Bank (within six months, including six months) is 4.35%; 2. The loan interest rate for one year to five years (including five years) is 4.75%, and the loan interest rate for more than five years is 4.9%.

Third, the interest rate of apartment business loans is 202 1?

First of all, apartments are commercial, not ordinary houses. Therefore, the mortgage policy of the apartment must be calculated according to the business.

The down payment must be more than 50%, the loan period is up to 40 years, and the interest rate is also calculated according to the second suite. And many local apartments are not easy to get loans. Even if you need a loan, you have to wait until the existing house is available. According to the current policy, it is impossible for apartments to make provident fund loans, and the interest rate of commercial loans should generally be around 6. 15%.

4. What is the interest rate of the apartment loan? 202 1?

Apartments are commercial loans, and the interest rate of commercial loans is 5.25%-5.35%, which is different for each bank. Interest rates will also be adjusted in stages.