Jingmen City second-hand housing transaction process and transaction costs

First submission

All parties to the second-hand housing transaction should submit relevant materials to the real estate trading center together. The buyer fills in the application for real estate registration, and the seller fills in the housing transfer application. Area property rights.

Trial after preliminary audit on next page

The real estate trading center will send qualified maps to the real estate surveying and mapping department to draw floor plans and cadastral maps. If the initial transaction fails, it is then returned to the applicant with an explanation of the reason for the failure.

The real estate ownership certificate should be accompanied by the cadastral map and floor plan of the house. These drawings confirm and calibrate the house and its corresponding allocated land area, and therefore must be drawn by the real estate management, surveying and mapping department and stamped with the official seal. When buying a house, you should also sign or stamp the drawings. Cadastral map and floor plan, in duplicate, one used for the production of the real estate title certificate and the other kept at the real estate registration authority.

The expenses incurred in the process of functional drawing, Kanzhang expenses shall be paid by the buyer.

Pay taxes

After real estate management is recognized, the home buyer can go through the formal property transfer procedures and pay various taxes. More details will be provided by each party on specific transaction taxes to be paid in the future.

Audit

Buyers pay taxes, second-hand housing transaction materials, identity certificates, and tax certificates are sent to the registration department of the real estate registration department for review.

Certificate and Certification System

If the registration authority is qualified, the real estate ownership certificate will be issued to the buyer. The buyer should pay the real estate ownership certificate and stamp duty of 5 yuan.

It usually takes about 30 days from the time of application to the time the registered buyer receives the real estate ownership certificate. (In fact, it is impossible to be so fast.)

You must prepare a lot of documents, and you must ask whether the welfare housing unit has priority repurchase rights to avoid trouble.

The following fees are required for second-hand housing transactions:

Transaction service fee: 6 yuan/square meter for residential buildings (half of housing reform, affordable housing, and affordable housing: 3 yuan/square meter m), non-residential 10 yuan/square meter. The buyer and seller each bear half.

Registration fee: For ordinary second-hand houses, it is 80 yuan/unit, which is borne by the buyer.

Land income fee (collected on behalf of others): housing transaction transfer fees for housing reform housing, affordable housing, housing projects, and 2% of the average transaction price of ordinary housing. Seller bears.

Document inspection fee: 50 yuan/case.

5. Deed tax: 3% tax rate is levied on ordinary residences used by individuals for their own use (construction area? 1.44 million square meters, floor area ratio above 1.2, normal transaction transaction price; purchase price 4,290 yuan/square meter ) The deed tax rate is halved and levied at 1.5%. The repurchase of second-hand houses by demolished residents due to demolition is equivalent to the demolition compensation, and deed tax is exempted. If the transaction price exceeds the demolition compensation, the deed tax will be levied on the excess part. buyer.

The stamp tax rate is 1%, and each party bears half of the arm's length price of the transaction.

7 Business taxes and surcharges: The business tax on the transfer of your house that is still less than two years old cannot enjoy the preferential business tax reduction of the transfer income minus the original purchase price of the house.

Personal income tax: If the purchased house receives less than five listed transactions, there are two ways, ① The tax rate is 20%, and the income from property transfer is subject to deed tax (transaction price - original price of the house - the original price - payment of business tax - reasonable expenses ) levy; (2) levy of 1% of the original purchase invoice price for failure to provide. Seller bears.

Second-hand house transactions provide you with the following general process:

1) Both parties should first fill in the JF-91-01 standard after completing the house transaction price, submission date, and transfer time. Real estate sales and purchase agreement, on the third page of the contract, sign the names, addresses, phone numbers of both parties, and stamp with private seals. Fill in the time and corresponding information on the last page of Annex 1 of the house (refer to the real estate certificate), sign your name and stamp with your private seal.

2) The applicant fills in the name, ID number, mailing address, signature and seal of all applicants for registration of private housing in Xi'an. Fill in the property ownership information in the real estate certificate.

3) Fill in the JF-91-04 standard real estate transaction approval letter, fill in the information, real estate situation, sign the names of the parties, and stamp with private seals.

Notes are listed on the front of the real estate transaction surface at the time of transaction, and the signatures and fingerprints of the buyer and seller are pressed.

4) The right holder or applicant takes the house ownership certificate and ID card to the lobby on the fourth floor of Xi'an Real Estate Registration Management Center, Rice 93, Beima Road, Park, fill in the file verification application document, and then go to the fifth floor Room 506, Household Department Transfer of floor plan after payment Received after payment Holding of house ownership register information document inspection certificate;

5) All the above information hall 1st floor Private Branch, No. 116 West Street, Xi'an The Municipal Real Estate Trading Center handles real estate transfer procedures. The right to rush to the scene with the applicant, fill in the inquiry record and signature to confirm the house ownership certificate, ID card and corresponding form with fingerprints, and finally enter them into the computer to pay the housing transaction fee and receive the house ownership transfer registration business For this kind of bill, you need to pay the deed tax and supervision fee within 20 working days to receive the house ownership certificate.