Maoming City issues ten measures to promote the development of the property market

Maoming City’s ten measures to promote the development of the property market are: increasing personal housing credit support, increasing housing provident fund support, implementing preferential tax policies for real estate transactions, encouraging housing promotion activities, optimizing the housing transaction process, Standardize the supervision of pre-sale funds, facilitate enterprises to calculate development costs and file tax returns, accelerate the construction of supporting municipal and public service facilities, optimize services for real estate projects, and strengthen the order management of the real estate market.

1. Increase individual housing credit support

Comprehensively implement the policy of “recognizing a house but not a loan”, “adjust and optimize differentiated housing credit policies” and “reduce the interest rates on existing first-home loans” According to the requirements of other policy documents, the city will implement city-specific policies to adjust the minimum down payment ratio for the first house in Maoming City to 20, and the lower limit of the interest rate to LPR-20 BP; the minimum down payment ratio for the second house to 30, and the lower limit of the interest rate to LPR 20 BP; at the same time, the existing down payment will be reduced in an orderly manner in accordance with the law. Home loan interest rates. To a greater extent, we will meet the reasonable financing needs of buyers of rigid and improved housing and stabilize residents’ consumption expectations.

2. Increase housing provident fund support

For those who apply for a provident fund personal housing loan for the first time and for the second time to improve their living conditions, the minimum down payment ratio is not low. On 20, it is allowed to withdraw housing provident funds to pay the down payment when purchasing new commercial housing in Maoming City.

3. Implement preferential tax policies for real estate transactions

The transferor enjoys: The transfer of a residence is exempt from value-added tax for two years. The transfer of a residence for five years as the sole living residence is exempt from individual income tax. The transfer of residential property is exempt from land appreciation tax. Transfer of residence is exempt from stamp duty. The transferee enjoys: The deed tax levy standard for the family's only house is 1 for 90㎡ and below; 1.5 for more than 90㎡. The deed tax levy standard for a family's second improved house is 1 if it is 90 square meters or less; 2 if it is more than 90 square meters. Transfer of residence is exempt from stamp duty.

4. Encourage housing promotion activities

Encourage housing associations and real estate development companies at all levels to carry out housing promotion activities in various forms, including carrying out group buying activities for the public to guide housing consumption expectations. The marketing expenses incurred by real estate development enterprises in carrying out activities to promote housing consumption shall be applied for disbursement in accordance with the relevant provisions of the "Maoming City Commercial Housing Pre-sale Fund Supervision Measures" after review by the competent authorities.

5. Optimize the house transaction process

Promote the "transfer with deposit" model for second-hand houses, and actively explore the new model of "transfer with deposit" for first-hand houses. Standardize the intermediary services for second-hand housing transactions, strictly implement the clear pricing system of brokerage agencies, strictly prohibit illegal charges for brokerage services, and encourage real estate brokerage agencies to provide one-stop services and one-time charges. Implement the policy of “issuance of certificate upon delivery”.

6. Standardize the supervision of pre-sale funds

Study and strengthen risk management and control measures for pre-sale funds. Referring to the practices of some cities in the province, pre-purchasers purchase pre-sale commercial housing and deposit all the pre-sale money directly into a special account; when developers apply for withdrawal of pre-sale money, the payment receipt submitted must clearly indicate the corresponding commercial housing. Project name and project name. It ensures that the funds in the supervision account are safer, and consumers are more secure when handing over the property after purchasing the house.

7. Facilitate enterprises to calculate development costs and file tax returns

Newly open land for sale including residential and commercial services, and clarify the land prices for each use in the transfer announcement. Taxation departments at all levels should strengthen tax guidance for real estate enterprises, guide enterprises to correctly respond to a series of problems caused by changes in tax collection policies, and at the same time proactively resolve reasonable tax-related issues raised by enterprises.

8. Accelerate the construction of supporting municipal and public service facilities

The land price of newly transferred real estate development projects should include municipal infrastructure supporting construction costs. Before the commercial housing project reaches the pre-sale conditions, government functional departments will take the lead in completing the construction of main roads and neighborhood roads around the project, setting up garbage stations, connecting power supply lines, laying water supply, drainage and sewage pipe networks, etc. Timely announce the construction, completion progress and put-in-use time of public service facilities such as education and medical care around the development project, and speed up the progress of supporting construction to ensure delivery within the announced time limit.

9. Optimize services for real estate projects

Relevant units shall establish a real estate project service officer system to provide point-to-point "waiter" services for development projects. Reorganize the "pain points, blockages, and difficulties" existing in the process of corporate services, and rectify corporate-related charging issues, especially the corporate-related charging issues of water, electricity, and cable TV that have been strongly reported by enterprises. Further optimize service processes, improve service efficiency, reduce the burden on enterprises, and create a better business environment.

10. Strengthen the governance of real estate market order

Standardize the business behavior of real estate companies and real estate intermediaries, continue to carry out special rectification of real estate market order, and crack down on violations of laws and regulations by real estate companies and real estate intermediaries and the industry Chaotic behaviors should be included in the industry's integrity construction management, and public announcements should be made to the public in a timely manner to maintain fair transactions in the real estate market and protect the legitimate rights and interests of home buyers.

The above content refers to Maoming.com - Our city has introduced ten measures to promote the property market and benefit people's livelihood