Shijiazhuang provident fund new deal: one person buys a house and the whole family helps the second suite with a down payment of 30%

On September 6, Phoenix Real Estate learned from Shijiazhuang Housing Provident Fund Center that Shijiazhuang Housing Provident Fund Management Committee issued a notice on further expanding the phased support policy of housing provident fund.

Expand the repayment scope of housing provident fund loans. From June 5438+1 October1day, 2022, the parents of borrowers who use housing provident fund loans to purchase self-occupied housing within the administrative area of our city can apply to participate in the repayment as * * * co-payers. If the employee's spouse owns the property, the spouse's parents can also apply to participate in the repayment as a * * * co-payer, with a maximum of two co-payers. * * * The same borrower may apply for withdrawing the balance of the housing provident fund account, and the sum of the amount withdrawn by the borrower and his spouse and the same borrower shall not exceed the total principal and interest repaid in the current period.

Continue to increase the housing provident fund rental withdrawal amount. In line with the conditions of extracting housing provident fund from rented commercial housing in our city, employees and their spouses can apply for extracting the balance of housing provident fund account once a year, and the amount of extraction does not exceed 12000 yuan. From June 5438+1 October1day, 2022, if the lease contract registered in Shijiazhuang housing lease supervision service platform is provided when renting a house, the annual withdrawal amount of each person shall not exceed 15000 yuan within the validity period of the housing lease contract, and the execution time is tentatively set at June 5438+February 3/kloc-2022.

Reduce the down payment ratio of housing provident fund loans. In qiaoxi district, Chang 'an District, Xinhua District, Yuhua District, and High-tech Zone, the minimum down payment ratio shall not be less than 30% of the total house price if employees use housing provident fund loans to purchase the first or second family-occupied housing. In other areas of our city, the minimum down payment ratio shall not be less than 20% of the total house price. The implementation time limit is tentatively set as12,2022,31.