The difference between an apartment and a commercial house

As we all know, apartments nowadays are generally lived by couples or single aristocrats. Therefore, the decoration style of apartments is generally simple. However, when consumers choose commercial housing and apartments, they often feel dazzled and have no way to start. The following is the difference between an apartment and a commercial house. I hope I can give you some help.

1, the nature of land use and property rights are different.

With the development of the times, apartments can be generally divided into three categories, namely: business apartments, serviced apartments and ordinary apartments. Among them, ordinary apartment land is residential land, and the property right period is generally 70 years; The nature of commercial apartment land is comprehensive, and the property right period is generally 540 years; The land for serviced apartments is commercial land, and the term of property rights is generally forty years. However, most commercial houses are residential land, and the property right period is 70 to 50 years. Therefore, the land use nature and property rights of apartments and commercial houses are completely different.

2. The restrictions on buying a house and lending are different.

Because apartments are not ordinary houses, there is generally no requirement for purchase restriction, except in Tongzhou, Beijing. If you buy ordinary commercial housing, you will generally be subject to many restrictions, such as the need to submit tax payment certificates or social security. In addition, the loan restrictions of apartments and commercial housing are also very different. The down payment ratio of ordinary apartments in Beijing is about 35%; And the down payment ratio of the apartment needs 50%.

3. Different requirements for settlement.

If you are going to buy a commercial house, you can settle down as long as the area or total price of the house meets the standard, or meets the local purchase regulations, except that some cities have special regulations. However, apartments cannot be settled. Generally, ordinary apartments with 70-year property rights can be settled, and you must meet the corresponding conditions.

4. The standards of water, electricity and property fees are different.

I believe we all know that the apartments with property rights in 1950 can't use open flames, and they can't connect gas at the same time. If you want to cook, only the induction cooker is allowed, and it belongs to commercial electricity and water, so the cost of living is very high and the property fee is also very expensive. It usually costs more than four yuan per square meter. Moreover, ordinary commercial housing is civil water and electricity, and property fees are generally cheaper.

5. Different apartment designs

It is understood that most units are very small, and there is no obvious functional distinction. Usually beautifully decorated houses. Ordinary commercial housing has a medium area and obvious functional distinction, which conforms to the residential design code. It can be seen that the design of apartments and commercial houses is also very different.

6. Different households

Because each apartment is relatively small, there will be more households on each floor. Usually, an apartment on the first floor can accommodate more than ten households, and many households go door to door. This shows that privacy cannot be guaranteed. Ordinary commercial housing is generally the type of two ladders, five households or four households. Of course, it may also be one staircase and two households, so the number of commercial houses and apartments is also very different.

Editor's summary: The above introduces the difference between apartments and commercial houses, hoping to help you solve the confusion. In fact, for the choice of apartments and commercial housing, the owners should choose according to the number of family members, economic ability and actual needs!