What is the difference between the owner card and the standard card of Guangfa Bank?

First, the difference between Guangfa Owner Card and standard card: Guangfa Owner Card is a kind of credit card, which is paid after consumption, but the consumption points and discounts are different; The interest-free period can be as long as 56 days and as short as 25 days. Guangfa standard credit card, the first standard credit card in China. Enjoy many functions and benefits such as card loss protection 48 hours before full loss reporting, optional high insurance protection, interest-free installment, overdraft cash withdrawal, point counting and so on.

Second, the cost

The standard card has an annual fee of 90, and the first year is free. After brushing for six times, the annual fee will be exempted in the following year.

Owner's card: charge an annual fee, you can enjoy various activities and discounts at the designated place without swiping your card, and you can also make other consumption.

Extended data

Interest-free installment payment

Guangfa Card provides you with high-quality products at affordable prices, and provides customers with interest-free installment payment of up to 12 months. A few thousand yuan of products can be enjoyed by paying only a few hundred yuan a month, so that your dream can be realized as soon as possible.

IM

In order to ensure the safety of funds, you can enjoy free SMS reminder for every transaction in 300 yuan, keep abreast of account changes, and feel more at ease with your card. If you need SMS reminder service for all transactions, just dial 95508 to open it, and the cost is only 3 yuan every month.

The instant messaging message will be sent through port 95508 (mobile/telecom users) or 10655020288 (Unicom users), and the message content is "The last four xxxxs of your card consumed RMB xxxx on xx, xx, xx".

Banks provide customers with credit card protection, and customers do not have to bear the loss of credit card theft within 48 hours before reporting the loss, and the amount of protection is as high as the full amount of credit!

service

Set up a 24-hour service hotline 95508 or +(86)20-873 10029 to provide GDB customers with faster and more caring services. Online services include: GDB card business introduction, bill inquiry, customer preferential information, GDB card opening, credit line adjustment, online instant loss reporting, data modification, integral gift exchange, etc. Customers' various card needs for GDB cards can be properly handled by simply calling.

Convenient business travel service: Just dial the GDB card free business travel service hotline 400-6 19-98 19, and you can book air tickets in advance. There is also a free ticket delivery service.

Resources Baidu Encyclopedia Guangfa Credit Card