Traditional Culture Encyclopedia - Hotel franchise - What are the requirements for applying for a diamond card of Shanghai Pudong Development Bank?
What are the requirements for applying for a diamond card of Shanghai Pudong Development Bank?
Silver diamond: 5 stars;
Golden diamond: 20 stars;
Platinum diamonds: 50 stars;
Basic conditions for applying for a credit card:
Any natural person who has reached the age of 18, has full capacity for civil conduct, has a legal and stable source of income and solvency, and has a good credit status.
You can apply for a personal credit card master card with your valid ID card and other documents required by the credit card center.
The main cardholder can apply for supplementary cards for the spouse, parents, children and other related parties who are over 0/5 years old and related to the main cardholder.
Bidding process:
First, get the application form.
Collection channel:
1. Call the application hotline to get the application form;
2. Apply for a credit card online;
3. Collection by all business outlets of Shanghai Pudong Development Bank.
Second, fill in the application form:
1. Fill in relevant personal data on the application form;
2. After confirming that the information is correct, sign your name in the signature column;
3. Attach the required documents according to the application prompts;
4. If you choose to fill in the complete application form online, please confirm "Submit" and "Print" according to the prompts.
Extended data:
Experience summary of credit card withdrawal in Shanghai Pudong Development Bank;
1. After the issuance of the new credit card of Shanghai Pudong Development Bank, the first two months are not suitable for online consumption, and the online consumption of the new card of Shanghai Pudong Development Bank for several months will often have an impact on the withdrawal amount.
2. The number of offline stores should reach more than 15 per accounting cycle, and try to choose high-end merchants for consumption. For example, KTV, hotels, restaurants, golf and other high-end merchants. Try to diversify their consumption. It would be better if they were special merchants of Shanghai Pudong Development Bank.
3. Shanghai Pudong Development Bank is the most popular bank among all banks, especially when the customer service sister calls you to invite you to handle the installment. There is a good chance of paying universal money after the job is done.
Don't use too many installments. The purpose of our staging is to contribute to the bank, let the bank make some money, and then give us a quota. However, frequent installment or excessive quota will make the bank think that there is something wrong with your funds and doubt your repayment ability, so that the bank will not give you too much money.
How many issues do we usually divide into? Use 30%-60% of the available credit card for 3-6 installments, and remember that the installment times of Shanghai Pudong Development Bank should not exceed 6 months.
4. After the new card or installment, it must be repaid in full. No minimum payment. The lowest bank will think that your ability is limited and your economic conditions are not enough. If you have a small credit card, you can deposit more money in several times, and the withdrawal amount is super effective. Avoid paying with empty cards. Shanghai Pudong Development Bank is the most afraid of debt among all banks!
5. Remember not to withdraw cash. Cash withdrawal banks can make money, but not here in Pudong. If you need cash, you'd better handle relevant cash business.
6. Traveling or traveling abroad is Pufa's favorite consumption mode. When traveling, Pufa's card is used for all economic expenses such as staying in hotels and eating. If conditions permit, the basic quantity is appropriate.
References:
Baidu Encyclopedia-Shanghai Pudong Development Bank Credit Card
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