CITIC QQ Music Credit Card

How much is the annual fee for Dragon Card QQ Music Credit Card? Swipe your card easily with no annual fee!

Many friends who like listening to music will open a green diamond membership of QQ Music, which will cost several hundred dollars a year. If you apply for a CCB Dragon QQ Music Credit Card, you can receive 6 months of QQ for free. With the Music Green Diamond Deluxe Edition, you can save a fortune. However, this credit card also involves an annual fee. The following is the annual fee for the Dragon Card QQ Music Credit Card.

Dragon Card QQ Music Credit Card is a co-branded credit card issued by China Construction Bank for QQ Music members and young music-loving customers. New customers who apply for the card and make any purchase will receive a free 6-month QQ Music Green Diamond Deluxe Edition. If the first purchase amount reaches 199 yuan, you will get a popular digital music album for free, etc., which can meet the digital music consumption needs of cardholders.

In terms of annual fees, the Dragon Card QQ Music Credit Card is linked to the card level and can be divided into two levels, one is the UnionPay Platinum Card and the other is the Student Edition Gold Card:

1. UnionPay Platinum Card:

To be clear, this is just the standard Platinum Card, also known as Little Platinum. The annual fee for the main card is 580 yuan per year, and the annual fee for the supplementary card is 300 yuan.

Unlike Big Platinum, the CCB Standard Platinum Card can reduce the annual fee based on the number of card swipes. 10 transactions per year can reduce the annual fee for that year. Transactions and cash withdrawals are counted.

2. Student Edition Gold Card:

It looks like a gold card, but the annual fee is not in accordance with the CCB Gold Card charging standards.

Because this is a student card, and the CCB student card is unconditionally free of annual fees, there will be no annual fee pressure whether you open the card or not.

The above is the relevant introduction to the "Dragon Card QQ Music Credit Card Annual Fee". All in all, the annual fee of this credit card is not very expensive, and the annual fee can be reduced based on the number of card swipes. For friends who often use credit cards for consumption, there will basically be no annual fee pressure.

How to get membership with QQ Music Credit Card (credit card)?

After QQ Music Credit Card (credit card) reaches certain consumption conditions, the credit card (credit card) system will send the member’s recharge code to the mobile phone number reserved by the cardholder in the next month. After receiving the card, the cardholder clicks Recharge Membership on QQ Music, selects Redemption Code Recharge, and enters the received recharge code to complete the recharge and claim the membership.

The conditions for receiving it are to activate a credit card (credit card) for the first time and swipe any credit card (credit card) to get it. Users who are not activating for the first time need to spend every month and swipe a credit card (debit card). ) You can also receive membership with a certain amount.

How to apply for a credit card on QQ Music

It is recommended to apply for a credit card through formal channels. There is no fee for application.

If you apply for a China Merchants Bank credit card, you need to be between 18 and 60 years old. If you can provide an ID card (the temporary ID card requires a second-generation temporary ID card valid for more than 3 months and a copy of the household registration book), proof of work You can try to apply with proof of income. If you apply for a car card, you need to attach a copy of the driving license in your name. If the local branch has clear regulations, the local branch regulations need to prevail. The verification of the credit card is subject to the final review result. allow.

If you only have an ID card or are not old enough, you can apply for an additional card for immediate family members (immediate family members are parents, children, and spouses).

You can log in to the credit card website, select "Credit Card Application" - "New Customer Application Channel", apply through the "Easy Appointment, Door-to-Door Application" online banking application appointment platform, fill in simple appointment information online, and wait for bank review , if you pass the preliminary review, our bank will first conduct a preliminary review. If you pass the preliminary review, there are two subsequent card application processes. One is if you pass the preliminary review, a card application officer will contact you to come to collect the card; the other is that you will receive a text message from our bank. You will be notified to go to the branch to sign and confirm the application. The details will be subject to the notification from our bank after the preliminary review is passed.

Is it necessary to upgrade the CITIC Premier Platinum Card

If you have no need to increase the limit, there is no need to upgrade.

1. Many credit card owners from China CITIC Bank have received invitations from the bank to upgrade their platinum cards, but upgrading their credit cards does not mean they can increase their credit limit. The annual salary of credit card is higher than that of ordinary card and gold card, and the exemption conditions are difficult, so don’t upgrade to platinum card easily.

2. CITIC Platinum Cards are divided into several types, including CITIC cards and co-branded cards.

If it is to upgrade the quota, I can tell you clearly that CITIC’s quota has no direct relationship with whether it is platinum. Some only have a single card limit limit, and the gold card limit is 100,000, but it is not absolute. The general upper limit for platinum cards is 300,000, and only professional cardholders or CITIC premium customers can reach more than 100,000. Of course, CITIC Platinum Card is more than that. In response to different customer needs, it has launched multiple series of high-end cards, such as Car Owner Platinum, Express Platinum, Shahe Golf Platinum, etc., and ordinary cards include Taobao JD.com, NetEase Kaola QQ Music, and iQiyi Youku.

3. Platinum co-branded cards are generally hotel or airline co-branded cards, which can enjoy a more cost-effective mileage point redemption ratio. The annual fee is divided into 48020003600, and the Air China brand card also has 3600 and 20000 Phoenix friends. If you fly a lot, you may consider upgrading.

The official answer regarding the annual fee of CITIC Premium Platinum Card is as follows: High-end Platinum Cards are generally divided into Noble Edition and Elite Edition. The annual fee for a credit card is calculated based on the billing year. The annual fee for the first year is borne by the individual, and the points can be redeemed for the annual fee for the following year. Premium version: main card is 2,000 yuan/year, supplementary card is 1,000 yuan/year (annual fee point redemption standard for the next year: 450,000 points or 220,000 points is 1,000 yuan for the main card; 220,000 points or 100,000 points is 500 yuan for the supplementary card); Elite version: The main card is 480 yuan/year, and the supplementary card is 240 yuan/year (the annual fee point redemption standard for the next year is: 60,000 points or 30,000 points for the main card is 240 yuan; the supplementary card is 120 yuan for 30,000 points or 15,000 points).

What are the credit cards that students can apply for

Currently there are not many types of credit cards suitable for students, specifically the following types:

1. Industrial and Commercial Bank of China "Peony Student Card":

Peony Student Card is a dual-currency credit card product specially designed by the Industrial and Commercial Bank of China for college students and graduate students. This card can make deposits and withdrawals in other places, and there is no cash handling fee. There are also students who are paying overseas examination fees and can use RMB to purchase foreign exchange for repayment.

2. China Construction Bank’s “Long Card Student Card”:

The Dragon Card Student Card is a RMB credit card jointly issued by China Construction Bank and UnionPay***. Deposit (repay) money, and deposit (repay) money in the same city or in different places are free of charge, with no limit on the number of times, which can meet the needs of students for studying and save money transfer fees. There is no annual fee for this card in the first year, and the annual fee for the following year will be waived if you swipe the card three times a year (with no limit on the amount).

3. Agricultural Bank of China's "Youka (Campus Edition)":

Youka is an exclusive UnionPay credit card created by Agricultural Bank of China for college students. It can be used for deposits in the same city or in different places ( There is no charge for repayment. Cardholders can also enjoy free English, certificate examination, professional quality and other courses on NetEase Cloud Classroom.

4. China Merchants Bank’s “Young Card (Campus Edition)”:

China Merchants Young Card (Campus Edition) is an exclusive UnionPay credit card, and it is also a credit card with a limit of 0 card. Students can deposit first and then spend. Cardholders can enjoy the preferential consumption privileges of China Merchants Bank’s credit cards, as well as some exclusive campus discounts. Cardholders can also start to accumulate personal credit records while studying, and can switch to a credit card with a higher limit after graduation.

5. CITIC Bank’s “I Card (Campus Edition)”:

CITIC Bank I Card is an exclusive credit card for college students. Cardholders can enjoy 24-hour accidental hospitalization medical insurance. Services, whether on or off campus, if an accident occurs, there is no need to pay an admission deposit, you can check into the hospital by swiping your card, and you can get admission insurance up to RMB5,000. Cardholders will earn 1 point for every RMB 1 spent, and double the points for purchases made during the birthday month. With the I-card, you can quickly withdraw cash from ATMs, CDMs, and CDS machines with the UnionPay logo. The handling fee is as low as 1% of the cash withdrawal amount, with a minimum of only 5 yuan. Deposit in another place and withdraw cash locally, which is convenient and affordable.

Why did the QQ Music membership expire in less than a month when I redeemed it with a CITIC credit card?

CITIC Credit Card QQ Music membership expired in less than a month? If you say it, it must be your own words. This is not just for you for a month, but for you to miss you.

This concludes the introduction to CITIC QQ Music Credit Card and CITIC Tencent Credit Card. Have you found the information you need?