How to handle the transfer of new houses?

1. Prepare the required materials: ID card, property right certificate, household registration book, marriage certificate and bank card.

2. Find a buyer. If you want something simple, you can find an intermediary. If you don't want to pay the agency fee, you can find it yourself, but the risk and time cost are high.

3. After determining the buyer, sign the contract and collect the deposit. The so-called deposit is the money paid by the buyer to the seller to ensure the repetition of the contract, which has the effect of the contract. After you accept the deposit, if the buyer goes back on his word, you have the right to confiscate the deposit, otherwise the seller goes back on his word and must return it twice.

4. At the audit stage, buyers need to conduct qualification audit to confirm that they are qualified to purchase houses; The seller also needs to do house verification to ensure that the property rights of the house are clear and the unsecured seizure can be listed and traded normally (both can be carried out at the same time).

5. Online signing: Online signing of second-hand houses is a mandatory requirement of real estate management departments. Once the online signing is successful, the same house can no longer generate a sales contract, and you can't sell the house to others. Of course, online signing can be carried out on the day when the general qualification examination and house verification pass, and buyers and sellers can sign the contract at the housing construction Committee where the property is located or entrust a local formal intermediary company to handle it on their behalf.

6. Delivery of funds: In the process of fund raising, you need to open an account in the bank, and the buyer will put the money into the account, and the bank will temporarily freeze the money, unfreeze it after the transfer is completed and pay it to you.

7. Tax payment and transfer: The buyer and the seller must go to the local tax bureau within 30 days after signing the contract, and the buyer's deed tax must be paid at the Housing Authority. At the same time, prepare the documents needed for the transfer.

8. The last step is the final payment: the buyer pays the remaining house payment in full.

Matters needing attention in house transfer

1, whether the land situation is clear, but also pay attention to the service life of the land. If the land use right of a house is only 40 years and the owner has used it for more than ten years, then it is a bit uneconomical for the buyer to measure whether it should be based on the price of commercial housing with the land use right of the same lot for 70 years. No matter whether the transaction house is rented or not, some second-hand houses have a material burden when transferring ownership, that is, they are also rented by others. If buyers only look at the property ownership certificate and pay attention to the transfer procedures, but not whether there is a lease, then it is very likely that buyers will get a property that cannot be moved in or used in time.

2. Is the property right of the house clear? If only some * * * people dispose of the property owned by * * without authorization, the sales contract signed by the buyer with other * * * people is generally invalid. Some houses have multiple owners, such as heirs, families and couples. To this end, the buyer should sign a house sales contract with all owners.

3. No matter whether the house formalities are complete or not, the owner can mortgage or resell the real estate license, even if it is not obtained in the future, the owner can mortgage and resell it. Therefore, it is best to choose a house with real estate license for trading. The real estate license is the only proof that the owner owns the house. There is a great risk for the buyer not to get the house if he conducts the house transaction without the real estate license. Whether the municipal planning will affect it, some homeowners may be eager to sell their second-hand houses because they know that their houses will be demolished in about 5 to 10 years, or that high-rise houses will be built near their houses, which may affect the municipal planning conditions such as lighting and price. As a buyer, you should fully understand the details when buying.

4. For standard-priced housing, the unit generally enjoys part of the property rights, and when the employees transfer, the unit enjoys the preemptive right. If the buyer does not pay attention to these, it may infringe upon the legitimate rights and interests of the unit together with the owner. Whether the unit housing is infringing, the general unit housing has cost employee housing and standard employee housing. The nature of the two plots of land is allocated, and the land use fee should be paid when transferring. Regardless of whether welfare housing is legal or not, housing renovation, housing projects and affordable housing are all welfare-oriented policy housing. There are certain national regulations on the nature of land and the scope of ownership of these houses, and buyers should avoid the conflict between the sales contract and national laws when purchasing. There are certain restrictions when transferring schools.

5. Is the property management fee in arrears? When some owners transfer their ownership, their property management fees, electricity fees and three gas (heating, natural gas and gas) fees are in arrears for a long time, and they have already owed a lot of fees. The buyer bought the house without knowing it, and the buyer may have to bear all the expenses.

6. Is the contract clear? Although the second-hand housing sales contract does not need to be as comprehensive as the commercial housing sales contract, some details should be clearly stipulated, such as house price, transaction method, contract subject, rights protection, liability for breach of contract, dispute settlement, signing date and so on. Are intermediary companies violating regulations? Some intermediary companies provide intermediary services in violation of regulations, such as providing zero down payment service for buyers in second-hand housing loans, that is, all the money paid by buyers can be defrauded from banks. Buyers think they have taken advantage. I don't know if the bank finds out, all the responsibilities may be borne by him.

7. Second-hand housing buyers should pay attention to the nature of land use, whether it is allocated or sold. The allocated land is generally used for free, and the government can recover it for free. Transfer means that the owner has paid the land transfer fee and the buyer enjoys more complete rights to the house.